LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,802
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$31,760
−HK$974/mo
Today · 4.125%
HK$32,734
baseline
▲ 0.50% · 4.625%
HK$34,726
+HK$1,992/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$65,468/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$506,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,267
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$35,186
−HK$933/mo
Today · 4.125%
HK$36,119
baseline
▲ 0.50% · 4.625%
HK$38,022
+HK$1,903/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$72,238/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$506,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,963
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$38,112
−HK$1,169/mo
Today · 4.125%
HK$39,281
baseline
▲ 0.50% · 4.625%
HK$41,671
+HK$2,390/mo
Deposit HK$5.40M · loan HK$8.10M · min. income ≈ HK$78,562/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,121
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$42,224
−HK$1,118/mo
Today · 4.125%
HK$43,342
baseline
▲ 0.50% · 4.625%
HK$45,627
+HK$2,285/mo
Deposit HK$5.40M · loan HK$8.10M · min. income ≈ HK$86,684/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,123
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$44,465
−HK$1,362/mo
Today · 4.125%
HK$45,827
baseline
▲ 0.50% · 4.625%
HK$48,616
+HK$2,789/mo
Deposit HK$4.05M · loan HK$9.46M · min. income ≈ HK$91,654/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,974
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$49,261
−HK$1,305/mo
Today · 4.125%
HK$50,566
baseline
▲ 0.50% · 4.625%
HK$53,231
+HK$2,665/mo
Deposit HK$4.05M · loan HK$9.46M · min. income ≈ HK$101,132/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,444
−HK$3,477/mo
▼ 0.25% · 3.875%
HK$57,169
−HK$1,752/mo
Today · 4.125%
HK$58,921
baseline
▲ 0.50% · 4.625%
HK$62,506
+HK$3,585/mo
Deposit HK$1.35M · loan HK$12.16M · min. income ≈ HK$117,842/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,681
−HK$3,332/mo
▼ 0.25% · 3.875%
HK$63,335
−HK$1,678/mo
Today · 4.125%
HK$65,013
baseline
▲ 0.50% · 4.625%
HK$68,440
+HK$3,427/mo
Deposit HK$1.35M · loan HK$12.16M · min. income ≈ HK$130,026/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,560 · Scale 2, in force from 26 Feb 2026)