LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,804
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$31,762
−HK$973/mo
Today · 4.125%
HK$32,735
baseline
▲ 0.50% · 4.625%
HK$34,727
+HK$1,992/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$65,470/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$506,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,269
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$35,188
−HK$932/mo
Today · 4.125%
HK$36,120
baseline
▲ 0.50% · 4.625%
HK$38,024
+HK$1,904/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$72,240/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$506,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,964
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$38,114
−HK$1,168/mo
Today · 4.125%
HK$39,282
baseline
▲ 0.50% · 4.625%
HK$41,673
+HK$2,391/mo
Deposit HK$5.40M · loan HK$8.11M · min. income ≈ HK$78,564/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,122
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$42,225
−HK$1,119/mo
Today · 4.125%
HK$43,344
baseline
▲ 0.50% · 4.625%
HK$45,629
+HK$2,285/mo
Deposit HK$5.40M · loan HK$8.11M · min. income ≈ HK$86,688/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,125
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$44,466
−HK$1,363/mo
Today · 4.125%
HK$45,829
baseline
▲ 0.50% · 4.625%
HK$48,618
+HK$2,789/mo
Deposit HK$4.05M · loan HK$9.46M · min. income ≈ HK$91,658/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,976
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$49,263
−HK$1,305/mo
Today · 4.125%
HK$50,568
baseline
▲ 0.50% · 4.625%
HK$53,234
+HK$2,666/mo
Deposit HK$4.05M · loan HK$9.46M · min. income ≈ HK$101,136/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,446
−HK$3,477/mo
▼ 0.25% · 3.875%
HK$57,171
−HK$1,752/mo
Today · 4.125%
HK$58,923
baseline
▲ 0.50% · 4.625%
HK$62,509
+HK$3,586/mo
Deposit HK$1.35M · loan HK$12.16M · min. income ≈ HK$117,846/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,684
−HK$3,332/mo
▼ 0.25% · 3.875%
HK$63,338
−HK$1,678/mo
Today · 4.125%
HK$65,016
baseline
▲ 0.50% · 4.625%
HK$68,443
+HK$3,427/mo
Deposit HK$1.35M · loan HK$12.16M · min. income ≈ HK$130,032/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,582 · Scale 2, in force from 26 Feb 2026)