LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,805
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$31,763
−HK$973/mo
Today · 4.125%
HK$32,736
baseline
▲ 0.50% · 4.625%
HK$34,728
+HK$1,992/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$65,472/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$506,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,270
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$35,189
−HK$932/mo
Today · 4.125%
HK$36,121
baseline
▲ 0.50% · 4.625%
HK$38,026
+HK$1,905/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$72,242/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$506,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,966
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$38,116
−HK$1,168/mo
Today · 4.125%
HK$39,284
baseline
▲ 0.50% · 4.625%
HK$41,674
+HK$2,390/mo
Deposit HK$5.40M · loan HK$8.11M · min. income ≈ HK$78,568/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,124
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$42,227
−HK$1,119/mo
Today · 4.125%
HK$43,346
baseline
▲ 0.50% · 4.625%
HK$45,631
+HK$2,285/mo
Deposit HK$5.40M · loan HK$8.11M · min. income ≈ HK$86,692/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,127
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$44,468
−HK$1,363/mo
Today · 4.125%
HK$45,831
baseline
▲ 0.50% · 4.625%
HK$48,620
+HK$2,789/mo
Deposit HK$4.05M · loan HK$9.46M · min. income ≈ HK$91,662/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,978
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$49,265
−HK$1,305/mo
Today · 4.125%
HK$50,570
baseline
▲ 0.50% · 4.625%
HK$53,236
+HK$2,666/mo
Deposit HK$4.05M · loan HK$9.46M · min. income ≈ HK$101,140/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,449
−HK$3,477/mo
▼ 0.25% · 3.875%
HK$57,173
−HK$1,753/mo
Today · 4.125%
HK$58,926
baseline
▲ 0.50% · 4.625%
HK$62,511
+HK$3,585/mo
Deposit HK$1.35M · loan HK$12.16M · min. income ≈ HK$117,852/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,686
−HK$3,333/mo
▼ 0.25% · 3.875%
HK$63,340
−HK$1,679/mo
Today · 4.125%
HK$65,019
baseline
▲ 0.50% · 4.625%
HK$68,446
+HK$3,427/mo
Deposit HK$1.35M · loan HK$12.16M · min. income ≈ HK$130,038/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,601 · Scale 2, in force from 26 Feb 2026)