LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,805
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$31,763
−HK$974/mo
Today · 4.125%
HK$32,737
baseline
▲ 0.50% · 4.625%
HK$34,729
+HK$1,992/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$65,474/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$506,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,270
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$35,189
−HK$933/mo
Today · 4.125%
HK$36,122
baseline
▲ 0.50% · 4.625%
HK$38,026
+HK$1,904/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$72,244/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$506,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,966
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$38,116
−HK$1,168/mo
Today · 4.125%
HK$39,284
baseline
▲ 0.50% · 4.625%
HK$41,675
+HK$2,391/mo
Deposit HK$5.40M · loan HK$8.11M · min. income ≈ HK$78,568/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,124
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$42,227
−HK$1,119/mo
Today · 4.125%
HK$43,346
baseline
▲ 0.50% · 4.625%
HK$45,631
+HK$2,285/mo
Deposit HK$5.40M · loan HK$8.11M · min. income ≈ HK$86,692/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,127
−HK$2,705/mo
▼ 0.25% · 3.875%
HK$44,469
−HK$1,363/mo
Today · 4.125%
HK$45,832
baseline
▲ 0.50% · 4.625%
HK$48,620
+HK$2,788/mo
Deposit HK$4.05M · loan HK$9.46M · min. income ≈ HK$91,664/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,979
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$49,265
−HK$1,306/mo
Today · 4.125%
HK$50,571
baseline
▲ 0.50% · 4.625%
HK$53,236
+HK$2,665/mo
Deposit HK$4.05M · loan HK$9.46M · min. income ≈ HK$101,142/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,449
−HK$3,477/mo
▼ 0.25% · 3.875%
HK$57,174
−HK$1,752/mo
Today · 4.125%
HK$58,926
baseline
▲ 0.50% · 4.625%
HK$62,512
+HK$3,586/mo
Deposit HK$1.35M · loan HK$12.16M · min. income ≈ HK$117,852/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,687
−HK$3,332/mo
▼ 0.25% · 3.875%
HK$63,341
−HK$1,678/mo
Today · 4.125%
HK$65,019
baseline
▲ 0.50% · 4.625%
HK$68,447
+HK$3,428/mo
Deposit HK$1.35M · loan HK$12.16M · min. income ≈ HK$130,038/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,606 · Scale 2, in force from 26 Feb 2026)