LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,808
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$31,766
−HK$973/mo
Today · 4.125%
HK$32,739
baseline
▲ 0.50% · 4.625%
HK$34,732
+HK$1,993/mo
Deposit HK$6.76M · loan HK$6.76M · min. income ≈ HK$65,478/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$506,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,273
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$35,192
−HK$933/mo
Today · 4.125%
HK$36,125
baseline
▲ 0.50% · 4.625%
HK$38,029
+HK$1,904/mo
Deposit HK$6.76M · loan HK$6.76M · min. income ≈ HK$72,250/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$506,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,969
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$38,119
−HK$1,168/mo
Today · 4.125%
HK$39,287
baseline
▲ 0.50% · 4.625%
HK$41,678
+HK$2,391/mo
Deposit HK$5.40M · loan HK$8.11M · min. income ≈ HK$78,574/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,128
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$42,231
−HK$1,119/mo
Today · 4.125%
HK$43,350
baseline
▲ 0.50% · 4.625%
HK$45,635
+HK$2,285/mo
Deposit HK$5.40M · loan HK$8.11M · min. income ≈ HK$86,700/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,131
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$44,472
−HK$1,363/mo
Today · 4.125%
HK$45,835
baseline
▲ 0.50% · 4.625%
HK$48,624
+HK$2,789/mo
Deposit HK$4.05M · loan HK$9.46M · min. income ≈ HK$91,670/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,982
−HK$2,593/mo
▼ 0.25% · 3.875%
HK$49,269
−HK$1,306/mo
Today · 4.125%
HK$50,575
baseline
▲ 0.50% · 4.625%
HK$53,241
+HK$2,666/mo
Deposit HK$4.05M · loan HK$9.46M · min. income ≈ HK$101,150/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,454
−HK$3,477/mo
▼ 0.25% · 3.875%
HK$57,179
−HK$1,752/mo
Today · 4.125%
HK$58,931
baseline
▲ 0.50% · 4.625%
HK$62,517
+HK$3,586/mo
Deposit HK$1.35M · loan HK$12.16M · min. income ≈ HK$117,862/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,692
−HK$3,333/mo
▼ 0.25% · 3.875%
HK$63,346
−HK$1,679/mo
Today · 4.125%
HK$65,025
baseline
▲ 0.50% · 4.625%
HK$68,452
+HK$3,427/mo
Deposit HK$1.35M · loan HK$12.16M · min. income ≈ HK$130,050/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,647 · Scale 2, in force from 26 Feb 2026)