LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,810
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$31,769
−HK$973/mo
Today · 4.125%
HK$32,742
baseline
▲ 0.50% · 4.625%
HK$34,735
+HK$1,993/mo
Deposit HK$6.76M · loan HK$6.76M · min. income ≈ HK$65,484/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$506,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,276
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$35,195
−HK$933/mo
Today · 4.125%
HK$36,128
baseline
▲ 0.50% · 4.625%
HK$38,032
+HK$1,904/mo
Deposit HK$6.76M · loan HK$6.76M · min. income ≈ HK$72,256/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$506,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,972
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$38,122
−HK$1,169/mo
Today · 4.125%
HK$39,291
baseline
▲ 0.50% · 4.625%
HK$41,682
+HK$2,391/mo
Deposit HK$5.40M · loan HK$8.11M · min. income ≈ HK$78,582/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,131
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$42,235
−HK$1,119/mo
Today · 4.125%
HK$43,354
baseline
▲ 0.50% · 4.625%
HK$45,639
+HK$2,285/mo
Deposit HK$5.40M · loan HK$8.11M · min. income ≈ HK$86,708/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,134
−HK$2,705/mo
▼ 0.25% · 3.875%
HK$44,476
−HK$1,363/mo
Today · 4.125%
HK$45,839
baseline
▲ 0.50% · 4.625%
HK$48,629
+HK$2,790/mo
Deposit HK$4.05M · loan HK$9.46M · min. income ≈ HK$91,678/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,987
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$49,274
−HK$1,305/mo
Today · 4.125%
HK$50,579
baseline
▲ 0.50% · 4.625%
HK$53,245
+HK$2,666/mo
Deposit HK$4.05M · loan HK$9.46M · min. income ≈ HK$101,158/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,459
−HK$3,477/mo
▼ 0.25% · 3.875%
HK$57,184
−HK$1,752/mo
Today · 4.125%
HK$58,936
baseline
▲ 0.50% · 4.625%
HK$62,522
+HK$3,586/mo
Deposit HK$1.35M · loan HK$12.16M · min. income ≈ HK$117,872/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,697
−HK$3,333/mo
▼ 0.25% · 3.875%
HK$63,352
−HK$1,678/mo
Today · 4.125%
HK$65,030
baseline
▲ 0.50% · 4.625%
HK$68,458
+HK$3,428/mo
Deposit HK$1.35M · loan HK$12.16M · min. income ≈ HK$130,060/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,692 · Scale 2, in force from 26 Feb 2026)