LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,815
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$31,773
−HK$974/mo
Today · 4.125%
HK$32,747
baseline
▲ 0.50% · 4.625%
HK$34,740
+HK$1,993/mo
Deposit HK$6.76M · loan HK$6.76M · min. income ≈ HK$65,494/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$506,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,281
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$35,201
−HK$932/mo
Today · 4.125%
HK$36,133
baseline
▲ 0.50% · 4.625%
HK$38,038
+HK$1,905/mo
Deposit HK$6.76M · loan HK$6.76M · min. income ≈ HK$72,266/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$506,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,978
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$38,128
−HK$1,169/mo
Today · 4.125%
HK$39,297
baseline
▲ 0.50% · 4.625%
HK$41,688
+HK$2,391/mo
Deposit HK$5.41M · loan HK$8.11M · min. income ≈ HK$78,594/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,138
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$42,241
−HK$1,119/mo
Today · 4.125%
HK$43,360
baseline
▲ 0.50% · 4.625%
HK$45,646
+HK$2,286/mo
Deposit HK$5.41M · loan HK$8.11M · min. income ≈ HK$86,720/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,141
−HK$2,705/mo
▼ 0.25% · 3.875%
HK$44,483
−HK$1,363/mo
Today · 4.125%
HK$45,846
baseline
▲ 0.50% · 4.625%
HK$48,636
+HK$2,790/mo
Deposit HK$4.05M · loan HK$9.46M · min. income ≈ HK$91,692/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,994
−HK$2,593/mo
▼ 0.25% · 3.875%
HK$49,281
−HK$1,306/mo
Today · 4.125%
HK$50,587
baseline
▲ 0.50% · 4.625%
HK$53,253
+HK$2,666/mo
Deposit HK$4.05M · loan HK$9.46M · min. income ≈ HK$101,174/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,467
−HK$3,478/mo
▼ 0.25% · 3.875%
HK$57,192
−HK$1,753/mo
Today · 4.125%
HK$58,945
baseline
▲ 0.50% · 4.625%
HK$62,532
+HK$3,587/mo
Deposit HK$1.35M · loan HK$12.16M · min. income ≈ HK$117,890/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,706
−HK$3,334/mo
▼ 0.25% · 3.875%
HK$63,361
−HK$1,679/mo
Today · 4.125%
HK$65,040
baseline
▲ 0.50% · 4.625%
HK$68,469
+HK$3,429/mo
Deposit HK$1.35M · loan HK$12.16M · min. income ≈ HK$130,080/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,768 · Scale 2, in force from 26 Feb 2026)