LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,818
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$31,776
−HK$974/mo
Today · 4.125%
HK$32,750
baseline
▲ 0.50% · 4.625%
HK$34,743
+HK$1,993/mo
Deposit HK$6.76M · loan HK$6.76M · min. income ≈ HK$65,500/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$506,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,284
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$35,204
−HK$933/mo
Today · 4.125%
HK$36,137
baseline
▲ 0.50% · 4.625%
HK$38,042
+HK$1,905/mo
Deposit HK$6.76M · loan HK$6.76M · min. income ≈ HK$72,274/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$506,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,981
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$38,132
−HK$1,168/mo
Today · 4.125%
HK$39,300
baseline
▲ 0.50% · 4.625%
HK$41,692
+HK$2,392/mo
Deposit HK$5.41M · loan HK$8.11M · min. income ≈ HK$78,600/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,141
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$42,245
−HK$1,119/mo
Today · 4.125%
HK$43,364
baseline
▲ 0.50% · 4.625%
HK$45,650
+HK$2,286/mo
Deposit HK$5.41M · loan HK$8.11M · min. income ≈ HK$86,728/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,145
−HK$2,705/mo
▼ 0.25% · 3.875%
HK$44,487
−HK$1,363/mo
Today · 4.125%
HK$45,850
baseline
▲ 0.50% · 4.625%
HK$48,640
+HK$2,790/mo
Deposit HK$4.05M · loan HK$9.46M · min. income ≈ HK$91,700/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,998
−HK$2,593/mo
▼ 0.25% · 3.875%
HK$49,286
−HK$1,305/mo
Today · 4.125%
HK$50,591
baseline
▲ 0.50% · 4.625%
HK$53,258
+HK$2,667/mo
Deposit HK$4.05M · loan HK$9.46M · min. income ≈ HK$101,182/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,472
−HK$3,479/mo
▼ 0.25% · 3.875%
HK$57,197
−HK$1,754/mo
Today · 4.125%
HK$58,951
baseline
▲ 0.50% · 4.625%
HK$62,538
+HK$3,587/mo
Deposit HK$1.35M · loan HK$12.16M · min. income ≈ HK$117,902/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,712
−HK$3,334/mo
▼ 0.25% · 3.875%
HK$63,367
−HK$1,679/mo
Today · 4.125%
HK$65,046
baseline
▲ 0.50% · 4.625%
HK$68,475
+HK$3,429/mo
Deposit HK$1.35M · loan HK$12.16M · min. income ≈ HK$130,092/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,815 · Scale 2, in force from 26 Feb 2026)