LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,821
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$31,779
−HK$974/mo
Today · 4.125%
HK$32,753
baseline
▲ 0.50% · 4.625%
HK$34,746
+HK$1,993/mo
Deposit HK$6.76M · loan HK$6.76M · min. income ≈ HK$65,506/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$506,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,288
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$35,207
−HK$933/mo
Today · 4.125%
HK$36,140
baseline
▲ 0.50% · 4.625%
HK$38,045
+HK$1,905/mo
Deposit HK$6.76M · loan HK$6.76M · min. income ≈ HK$72,280/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$506,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,985
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$38,135
−HK$1,169/mo
Today · 4.125%
HK$39,304
baseline
▲ 0.50% · 4.625%
HK$41,696
+HK$2,392/mo
Deposit HK$5.41M · loan HK$8.11M · min. income ≈ HK$78,608/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,145
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$42,249
−HK$1,119/mo
Today · 4.125%
HK$43,368
baseline
▲ 0.50% · 4.625%
HK$45,654
+HK$2,286/mo
Deposit HK$5.41M · loan HK$8.11M · min. income ≈ HK$86,736/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,149
−HK$2,706/mo
▼ 0.25% · 3.875%
HK$44,491
−HK$1,364/mo
Today · 4.125%
HK$45,855
baseline
▲ 0.50% · 4.625%
HK$48,645
+HK$2,790/mo
Deposit HK$4.05M · loan HK$9.46M · min. income ≈ HK$91,710/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,003
−HK$2,593/mo
▼ 0.25% · 3.875%
HK$49,290
−HK$1,306/mo
Today · 4.125%
HK$50,596
baseline
▲ 0.50% · 4.625%
HK$53,263
+HK$2,667/mo
Deposit HK$4.05M · loan HK$9.46M · min. income ≈ HK$101,192/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,477
−HK$3,479/mo
▼ 0.25% · 3.875%
HK$57,203
−HK$1,753/mo
Today · 4.125%
HK$58,956
baseline
▲ 0.50% · 4.625%
HK$62,543
+HK$3,587/mo
Deposit HK$1.35M · loan HK$12.16M · min. income ≈ HK$117,912/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,718
−HK$3,334/mo
▼ 0.25% · 3.875%
HK$63,373
−HK$1,679/mo
Today · 4.125%
HK$65,052
baseline
▲ 0.50% · 4.625%
HK$68,481
+HK$3,429/mo
Deposit HK$1.35M · loan HK$12.16M · min. income ≈ HK$130,104/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,861 · Scale 2, in force from 26 Feb 2026)