LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,821
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$31,780
−HK$974/mo
Today · 4.125%
HK$32,754
baseline
▲ 0.50% · 4.625%
HK$34,747
+HK$1,993/mo
Deposit HK$6.76M · loan HK$6.76M · min. income ≈ HK$65,508/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$506,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,288
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$35,208
−HK$933/mo
Today · 4.125%
HK$36,141
baseline
▲ 0.50% · 4.625%
HK$38,046
+HK$1,905/mo
Deposit HK$6.76M · loan HK$6.76M · min. income ≈ HK$72,282/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$506,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,985
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$38,136
−HK$1,169/mo
Today · 4.125%
HK$39,305
baseline
▲ 0.50% · 4.625%
HK$41,696
+HK$2,391/mo
Deposit HK$5.41M · loan HK$8.11M · min. income ≈ HK$78,610/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,146
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$42,249
−HK$1,120/mo
Today · 4.125%
HK$43,369
baseline
▲ 0.50% · 4.625%
HK$45,655
+HK$2,286/mo
Deposit HK$5.41M · loan HK$8.11M · min. income ≈ HK$86,738/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,149
−HK$2,706/mo
▼ 0.25% · 3.875%
HK$44,492
−HK$1,363/mo
Today · 4.125%
HK$45,855
baseline
▲ 0.50% · 4.625%
HK$48,646
+HK$2,791/mo
Deposit HK$4.05M · loan HK$9.46M · min. income ≈ HK$91,710/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,003
−HK$2,594/mo
▼ 0.25% · 3.875%
HK$49,291
−HK$1,306/mo
Today · 4.125%
HK$50,597
baseline
▲ 0.50% · 4.625%
HK$53,264
+HK$2,667/mo
Deposit HK$4.05M · loan HK$9.46M · min. income ≈ HK$101,194/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,478
−HK$3,479/mo
▼ 0.25% · 3.875%
HK$57,204
−HK$1,753/mo
Today · 4.125%
HK$58,957
baseline
▲ 0.50% · 4.625%
HK$62,544
+HK$3,587/mo
Deposit HK$1.35M · loan HK$12.16M · min. income ≈ HK$117,914/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,719
−HK$3,334/mo
▼ 0.25% · 3.875%
HK$63,374
−HK$1,679/mo
Today · 4.125%
HK$65,053
baseline
▲ 0.50% · 4.625%
HK$68,482
+HK$3,429/mo
Deposit HK$1.35M · loan HK$12.16M · min. income ≈ HK$130,106/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,869 · Scale 2, in force from 26 Feb 2026)