LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,822
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$31,780
−HK$975/mo
Today · 4.125%
HK$32,755
baseline
▲ 0.50% · 4.625%
HK$34,748
+HK$1,993/mo
Deposit HK$6.76M · loan HK$6.76M · min. income ≈ HK$65,510/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$506,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,289
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$35,208
−HK$933/mo
Today · 4.125%
HK$36,141
baseline
▲ 0.50% · 4.625%
HK$38,046
+HK$1,905/mo
Deposit HK$6.76M · loan HK$6.76M · min. income ≈ HK$72,282/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$506,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,986
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$38,137
−HK$1,168/mo
Today · 4.125%
HK$39,305
baseline
▲ 0.50% · 4.625%
HK$41,697
+HK$2,392/mo
Deposit HK$5.41M · loan HK$8.11M · min. income ≈ HK$78,610/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,147
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$42,250
−HK$1,120/mo
Today · 4.125%
HK$43,370
baseline
▲ 0.50% · 4.625%
HK$45,656
+HK$2,286/mo
Deposit HK$5.41M · loan HK$8.11M · min. income ≈ HK$86,740/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,150
−HK$2,706/mo
▼ 0.25% · 3.875%
HK$44,493
−HK$1,363/mo
Today · 4.125%
HK$45,856
baseline
▲ 0.50% · 4.625%
HK$48,647
+HK$2,791/mo
Deposit HK$4.06M · loan HK$9.46M · min. income ≈ HK$91,712/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,004
−HK$2,594/mo
▼ 0.25% · 3.875%
HK$49,292
−HK$1,306/mo
Today · 4.125%
HK$50,598
baseline
▲ 0.50% · 4.625%
HK$53,265
+HK$2,667/mo
Deposit HK$4.06M · loan HK$9.46M · min. income ≈ HK$101,196/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,479
−HK$3,479/mo
▼ 0.25% · 3.875%
HK$57,205
−HK$1,753/mo
Today · 4.125%
HK$58,958
baseline
▲ 0.50% · 4.625%
HK$62,546
+HK$3,588/mo
Deposit HK$1.35M · loan HK$12.17M · min. income ≈ HK$117,916/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,720
−HK$3,335/mo
▼ 0.25% · 3.875%
HK$63,375
−HK$1,680/mo
Today · 4.125%
HK$65,055
baseline
▲ 0.50% · 4.625%
HK$68,484
+HK$3,429/mo
Deposit HK$1.35M · loan HK$12.17M · min. income ≈ HK$130,110/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,880 · Scale 2, in force from 26 Feb 2026)