LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,823
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$31,781
−HK$974/mo
Today · 4.125%
HK$32,755
baseline
▲ 0.50% · 4.625%
HK$34,749
+HK$1,994/mo
Deposit HK$6.76M · loan HK$6.76M · min. income ≈ HK$65,510/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$506,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,290
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$35,209
−HK$933/mo
Today · 4.125%
HK$36,142
baseline
▲ 0.50% · 4.625%
HK$38,047
+HK$1,905/mo
Deposit HK$6.76M · loan HK$6.76M · min. income ≈ HK$72,284/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$506,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,987
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$38,138
−HK$1,169/mo
Today · 4.125%
HK$39,307
baseline
▲ 0.50% · 4.625%
HK$41,698
+HK$2,391/mo
Deposit HK$5.41M · loan HK$8.11M · min. income ≈ HK$78,614/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,148
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$42,251
−HK$1,120/mo
Today · 4.125%
HK$43,371
baseline
▲ 0.50% · 4.625%
HK$45,657
+HK$2,286/mo
Deposit HK$5.41M · loan HK$8.11M · min. income ≈ HK$86,742/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,152
−HK$2,706/mo
▼ 0.25% · 3.875%
HK$44,494
−HK$1,364/mo
Today · 4.125%
HK$45,858
baseline
▲ 0.50% · 4.625%
HK$48,648
+HK$2,790/mo
Deposit HK$4.06M · loan HK$9.46M · min. income ≈ HK$91,716/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,006
−HK$2,593/mo
▼ 0.25% · 3.875%
HK$49,293
−HK$1,306/mo
Today · 4.125%
HK$50,599
baseline
▲ 0.50% · 4.625%
HK$53,266
+HK$2,667/mo
Deposit HK$4.06M · loan HK$9.46M · min. income ≈ HK$101,198/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,481
−HK$3,479/mo
▼ 0.25% · 3.875%
HK$57,206
−HK$1,754/mo
Today · 4.125%
HK$58,960
baseline
▲ 0.50% · 4.625%
HK$62,547
+HK$3,587/mo
Deposit HK$1.35M · loan HK$12.17M · min. income ≈ HK$117,920/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,722
−HK$3,334/mo
▼ 0.25% · 3.875%
HK$63,377
−HK$1,679/mo
Today · 4.125%
HK$65,056
baseline
▲ 0.50% · 4.625%
HK$68,485
+HK$3,429/mo
Deposit HK$1.35M · loan HK$12.17M · min. income ≈ HK$130,112/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,894 · Scale 2, in force from 26 Feb 2026)