LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,826
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$31,785
−HK$974/mo
Today · 4.125%
HK$32,759
baseline
▲ 0.50% · 4.625%
HK$34,752
+HK$1,993/mo
Deposit HK$6.76M · loan HK$6.76M · min. income ≈ HK$65,518/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$506,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,294
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$35,213
−HK$933/mo
Today · 4.125%
HK$36,146
baseline
▲ 0.50% · 4.625%
HK$38,052
+HK$1,906/mo
Deposit HK$6.76M · loan HK$6.76M · min. income ≈ HK$72,292/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$506,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,991
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$38,142
−HK$1,169/mo
Today · 4.125%
HK$39,311
baseline
▲ 0.50% · 4.625%
HK$41,703
+HK$2,392/mo
Deposit HK$5.41M · loan HK$8.11M · min. income ≈ HK$78,622/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,152
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$42,256
−HK$1,120/mo
Today · 4.125%
HK$43,376
baseline
▲ 0.50% · 4.625%
HK$45,662
+HK$2,286/mo
Deposit HK$5.41M · loan HK$8.11M · min. income ≈ HK$86,752/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,156
−HK$2,707/mo
▼ 0.25% · 3.875%
HK$44,499
−HK$1,364/mo
Today · 4.125%
HK$45,863
baseline
▲ 0.50% · 4.625%
HK$48,653
+HK$2,790/mo
Deposit HK$4.06M · loan HK$9.46M · min. income ≈ HK$91,726/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,011
−HK$2,594/mo
▼ 0.25% · 3.875%
HK$49,299
−HK$1,306/mo
Today · 4.125%
HK$50,605
baseline
▲ 0.50% · 4.625%
HK$53,272
+HK$2,667/mo
Deposit HK$4.06M · loan HK$9.46M · min. income ≈ HK$101,210/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,487
−HK$3,479/mo
▼ 0.25% · 3.875%
HK$57,213
−HK$1,753/mo
Today · 4.125%
HK$58,966
baseline
▲ 0.50% · 4.625%
HK$62,554
+HK$3,588/mo
Deposit HK$1.35M · loan HK$12.17M · min. income ≈ HK$117,932/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,729
−HK$3,335/mo
▼ 0.25% · 3.875%
HK$63,384
−HK$1,680/mo
Today · 4.125%
HK$65,064
baseline
▲ 0.50% · 4.625%
HK$68,493
+HK$3,429/mo
Deposit HK$1.35M · loan HK$12.17M · min. income ≈ HK$130,128/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,950 · Scale 2, in force from 26 Feb 2026)