LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,827
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$31,786
−HK$974/mo
Today · 4.125%
HK$32,760
baseline
▲ 0.50% · 4.625%
HK$34,753
+HK$1,993/mo
Deposit HK$6.76M · loan HK$6.76M · min. income ≈ HK$65,520/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$506,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,295
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$35,214
−HK$933/mo
Today · 4.125%
HK$36,147
baseline
▲ 0.50% · 4.625%
HK$38,053
+HK$1,906/mo
Deposit HK$6.76M · loan HK$6.76M · min. income ≈ HK$72,294/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$506,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,992
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$38,143
−HK$1,169/mo
Today · 4.125%
HK$39,312
baseline
▲ 0.50% · 4.625%
HK$41,704
+HK$2,392/mo
Deposit HK$5.41M · loan HK$8.11M · min. income ≈ HK$78,624/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,153
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$42,257
−HK$1,120/mo
Today · 4.125%
HK$43,377
baseline
▲ 0.50% · 4.625%
HK$45,663
+HK$2,286/mo
Deposit HK$5.41M · loan HK$8.11M · min. income ≈ HK$86,754/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,158
−HK$2,706/mo
▼ 0.25% · 3.875%
HK$44,500
−HK$1,364/mo
Today · 4.125%
HK$45,864
baseline
▲ 0.50% · 4.625%
HK$48,655
+HK$2,791/mo
Deposit HK$4.06M · loan HK$9.46M · min. income ≈ HK$91,728/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,012
−HK$2,594/mo
▼ 0.25% · 3.875%
HK$49,300
−HK$1,306/mo
Today · 4.125%
HK$50,606
baseline
▲ 0.50% · 4.625%
HK$53,274
+HK$2,668/mo
Deposit HK$4.06M · loan HK$9.46M · min. income ≈ HK$101,212/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,488
−HK$3,480/mo
▼ 0.25% · 3.875%
HK$57,214
−HK$1,754/mo
Today · 4.125%
HK$58,968
baseline
▲ 0.50% · 4.625%
HK$62,556
+HK$3,588/mo
Deposit HK$1.35M · loan HK$12.17M · min. income ≈ HK$117,936/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,730
−HK$3,335/mo
▼ 0.25% · 3.875%
HK$63,386
−HK$1,679/mo
Today · 4.125%
HK$65,065
baseline
▲ 0.50% · 4.625%
HK$68,495
+HK$3,430/mo
Deposit HK$1.35M · loan HK$12.17M · min. income ≈ HK$130,130/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,964 · Scale 2, in force from 26 Feb 2026)