LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,828
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$31,787
−HK$974/mo
Today · 4.125%
HK$32,761
baseline
▲ 0.50% · 4.625%
HK$34,755
+HK$1,994/mo
Deposit HK$6.76M · loan HK$6.76M · min. income ≈ HK$65,522/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$506,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,296
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$35,216
−HK$933/mo
Today · 4.125%
HK$36,149
baseline
▲ 0.50% · 4.625%
HK$38,054
+HK$1,905/mo
Deposit HK$6.76M · loan HK$6.76M · min. income ≈ HK$72,298/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$506,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,994
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$38,145
−HK$1,169/mo
Today · 4.125%
HK$39,314
baseline
▲ 0.50% · 4.625%
HK$41,706
+HK$2,392/mo
Deposit HK$5.41M · loan HK$8.11M · min. income ≈ HK$78,628/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,155
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$42,259
−HK$1,120/mo
Today · 4.125%
HK$43,379
baseline
▲ 0.50% · 4.625%
HK$45,665
+HK$2,286/mo
Deposit HK$5.41M · loan HK$8.11M · min. income ≈ HK$86,758/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,159
−HK$2,707/mo
▼ 0.25% · 3.875%
HK$44,502
−HK$1,364/mo
Today · 4.125%
HK$45,866
baseline
▲ 0.50% · 4.625%
HK$48,657
+HK$2,791/mo
Deposit HK$4.06M · loan HK$9.46M · min. income ≈ HK$91,732/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,014
−HK$2,595/mo
▼ 0.25% · 3.875%
HK$49,302
−HK$1,307/mo
Today · 4.125%
HK$50,609
baseline
▲ 0.50% · 4.625%
HK$53,276
+HK$2,667/mo
Deposit HK$4.06M · loan HK$9.46M · min. income ≈ HK$101,218/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,491
−HK$3,479/mo
▼ 0.25% · 3.875%
HK$57,217
−HK$1,753/mo
Today · 4.125%
HK$58,970
baseline
▲ 0.50% · 4.625%
HK$62,559
+HK$3,589/mo
Deposit HK$1.35M · loan HK$12.17M · min. income ≈ HK$117,940/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,733
−HK$3,335/mo
▼ 0.25% · 3.875%
HK$63,388
−HK$1,680/mo
Today · 4.125%
HK$65,068
baseline
▲ 0.50% · 4.625%
HK$68,498
+HK$3,430/mo
Deposit HK$1.35M · loan HK$12.17M · min. income ≈ HK$130,136/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,986 · Scale 2, in force from 26 Feb 2026)