LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,831
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$31,790
−HK$974/mo
Today · 4.125%
HK$32,764
baseline
▲ 0.50% · 4.625%
HK$34,758
+HK$1,994/mo
Deposit HK$6.76M · loan HK$6.76M · min. income ≈ HK$65,528/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$507,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,299
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$35,219
−HK$933/mo
Today · 4.125%
HK$36,152
baseline
▲ 0.50% · 4.625%
HK$38,057
+HK$1,905/mo
Deposit HK$6.76M · loan HK$6.76M · min. income ≈ HK$72,304/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$507,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,997
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$38,147
−HK$1,170/mo
Today · 4.125%
HK$39,317
baseline
▲ 0.50% · 4.625%
HK$41,709
+HK$2,392/mo
Deposit HK$5.41M · loan HK$8.11M · min. income ≈ HK$78,634/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,158
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$42,262
−HK$1,120/mo
Today · 4.125%
HK$43,382
baseline
▲ 0.50% · 4.625%
HK$45,669
+HK$2,287/mo
Deposit HK$5.41M · loan HK$8.11M · min. income ≈ HK$86,764/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,163
−HK$2,706/mo
▼ 0.25% · 3.875%
HK$44,505
−HK$1,364/mo
Today · 4.125%
HK$45,869
baseline
▲ 0.50% · 4.625%
HK$48,661
+HK$2,792/mo
Deposit HK$4.06M · loan HK$9.46M · min. income ≈ HK$91,738/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$507,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,018
−HK$2,594/mo
▼ 0.25% · 3.875%
HK$49,306
−HK$1,306/mo
Today · 4.125%
HK$50,612
baseline
▲ 0.50% · 4.625%
HK$53,280
+HK$2,668/mo
Deposit HK$4.06M · loan HK$9.46M · min. income ≈ HK$101,224/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$507,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,495
−HK$3,480/mo
▼ 0.25% · 3.875%
HK$57,221
−HK$1,754/mo
Today · 4.125%
HK$58,975
baseline
▲ 0.50% · 4.625%
HK$62,564
+HK$3,589/mo
Deposit HK$1.35M · loan HK$12.17M · min. income ≈ HK$117,950/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,738
−HK$3,335/mo
▼ 0.25% · 3.875%
HK$63,393
−HK$1,680/mo
Today · 4.125%
HK$65,073
baseline
▲ 0.50% · 4.625%
HK$68,503
+HK$3,430/mo
Deposit HK$1.35M · loan HK$12.17M · min. income ≈ HK$130,146/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,025 · Scale 2, in force from 26 Feb 2026)