LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,832
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$31,791
−HK$975/mo
Today · 4.125%
HK$32,766
baseline
▲ 0.50% · 4.625%
HK$34,760
+HK$1,994/mo
Deposit HK$6.76M · loan HK$6.76M · min. income ≈ HK$65,532/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$507,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,301
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$35,221
−HK$933/mo
Today · 4.125%
HK$36,154
baseline
▲ 0.50% · 4.625%
HK$38,060
+HK$1,906/mo
Deposit HK$6.76M · loan HK$6.76M · min. income ≈ HK$72,308/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$507,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,999
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$38,150
−HK$1,169/mo
Today · 4.125%
HK$39,319
baseline
▲ 0.50% · 4.625%
HK$41,712
+HK$2,393/mo
Deposit HK$5.41M · loan HK$8.11M · min. income ≈ HK$78,638/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,161
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$42,265
−HK$1,120/mo
Today · 4.125%
HK$43,385
baseline
▲ 0.50% · 4.625%
HK$45,672
+HK$2,287/mo
Deposit HK$5.41M · loan HK$8.11M · min. income ≈ HK$86,770/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,165
−HK$2,707/mo
▼ 0.25% · 3.875%
HK$44,508
−HK$1,364/mo
Today · 4.125%
HK$45,872
baseline
▲ 0.50% · 4.625%
HK$48,663
+HK$2,791/mo
Deposit HK$4.06M · loan HK$9.47M · min. income ≈ HK$91,744/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$507,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,021
−HK$2,595/mo
▼ 0.25% · 3.875%
HK$49,309
−HK$1,307/mo
Today · 4.125%
HK$50,616
baseline
▲ 0.50% · 4.625%
HK$53,284
+HK$2,668/mo
Deposit HK$4.06M · loan HK$9.47M · min. income ≈ HK$101,232/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$507,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,498
−HK$3,481/mo
▼ 0.25% · 3.875%
HK$57,225
−HK$1,754/mo
Today · 4.125%
HK$58,979
baseline
▲ 0.50% · 4.625%
HK$62,567
+HK$3,588/mo
Deposit HK$1.35M · loan HK$12.17M · min. income ≈ HK$117,958/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,741
−HK$3,336/mo
▼ 0.25% · 3.875%
HK$63,397
−HK$1,680/mo
Today · 4.125%
HK$65,077
baseline
▲ 0.50% · 4.625%
HK$68,507
+HK$3,430/mo
Deposit HK$1.35M · loan HK$12.17M · min. income ≈ HK$130,154/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,056 · Scale 2, in force from 26 Feb 2026)