LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,833
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$31,792
−HK$975/mo
Today · 4.125%
HK$32,767
baseline
▲ 0.50% · 4.625%
HK$34,760
+HK$1,993/mo
Deposit HK$6.76M · loan HK$6.76M · min. income ≈ HK$65,534/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$507,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,301
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$35,221
−HK$934/mo
Today · 4.125%
HK$36,155
baseline
▲ 0.50% · 4.625%
HK$38,060
+HK$1,905/mo
Deposit HK$6.76M · loan HK$6.76M · min. income ≈ HK$72,310/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$507,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,000
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$38,151
−HK$1,169/mo
Today · 4.125%
HK$39,320
baseline
▲ 0.50% · 4.625%
HK$41,712
+HK$2,392/mo
Deposit HK$5.41M · loan HK$8.11M · min. income ≈ HK$78,640/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,162
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$42,266
−HK$1,120/mo
Today · 4.125%
HK$43,386
baseline
▲ 0.50% · 4.625%
HK$45,672
+HK$2,286/mo
Deposit HK$5.41M · loan HK$8.11M · min. income ≈ HK$86,772/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,166
−HK$2,707/mo
▼ 0.25% · 3.875%
HK$44,509
−HK$1,364/mo
Today · 4.125%
HK$45,873
baseline
▲ 0.50% · 4.625%
HK$48,664
+HK$2,791/mo
Deposit HK$4.06M · loan HK$9.47M · min. income ≈ HK$91,746/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$507,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,022
−HK$2,595/mo
▼ 0.25% · 3.875%
HK$49,310
−HK$1,307/mo
Today · 4.125%
HK$50,617
baseline
▲ 0.50% · 4.625%
HK$53,285
+HK$2,668/mo
Deposit HK$4.06M · loan HK$9.47M · min. income ≈ HK$101,234/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$507,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,499
−HK$3,481/mo
▼ 0.25% · 3.875%
HK$57,226
−HK$1,754/mo
Today · 4.125%
HK$58,980
baseline
▲ 0.50% · 4.625%
HK$62,569
+HK$3,589/mo
Deposit HK$1.35M · loan HK$12.17M · min. income ≈ HK$117,960/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,743
−HK$3,335/mo
▼ 0.25% · 3.875%
HK$63,399
−HK$1,679/mo
Today · 4.125%
HK$65,078
baseline
▲ 0.50% · 4.625%
HK$68,509
+HK$3,431/mo
Deposit HK$1.35M · loan HK$12.17M · min. income ≈ HK$130,156/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,066 · Scale 2, in force from 26 Feb 2026)