LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,836
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$31,795
−HK$974/mo
Today · 4.125%
HK$32,769
baseline
▲ 0.50% · 4.625%
HK$34,763
+HK$1,994/mo
Deposit HK$6.76M · loan HK$6.76M · min. income ≈ HK$65,538/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$507,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,304
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$35,224
−HK$934/mo
Today · 4.125%
HK$36,158
baseline
▲ 0.50% · 4.625%
HK$38,064
+HK$1,906/mo
Deposit HK$6.76M · loan HK$6.76M · min. income ≈ HK$72,316/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$507,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,003
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$38,154
−HK$1,169/mo
Today · 4.125%
HK$39,323
baseline
▲ 0.50% · 4.625%
HK$41,716
+HK$2,393/mo
Deposit HK$5.41M · loan HK$8.11M · min. income ≈ HK$78,646/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,165
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$42,269
−HK$1,120/mo
Today · 4.125%
HK$43,389
baseline
▲ 0.50% · 4.625%
HK$45,676
+HK$2,287/mo
Deposit HK$5.41M · loan HK$8.11M · min. income ≈ HK$86,778/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,170
−HK$2,707/mo
▼ 0.25% · 3.875%
HK$44,513
−HK$1,364/mo
Today · 4.125%
HK$45,877
baseline
▲ 0.50% · 4.625%
HK$48,669
+HK$2,792/mo
Deposit HK$4.06M · loan HK$9.47M · min. income ≈ HK$91,754/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$507,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,026
−HK$2,595/mo
▼ 0.25% · 3.875%
HK$49,314
−HK$1,307/mo
Today · 4.125%
HK$50,621
baseline
▲ 0.50% · 4.625%
HK$53,289
+HK$2,668/mo
Deposit HK$4.06M · loan HK$9.47M · min. income ≈ HK$101,242/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$507,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,504
−HK$3,481/mo
▼ 0.25% · 3.875%
HK$57,231
−HK$1,754/mo
Today · 4.125%
HK$58,985
baseline
▲ 0.50% · 4.625%
HK$62,574
+HK$3,589/mo
Deposit HK$1.35M · loan HK$12.17M · min. income ≈ HK$117,970/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,748
−HK$3,336/mo
▼ 0.25% · 3.875%
HK$63,404
−HK$1,680/mo
Today · 4.125%
HK$65,084
baseline
▲ 0.50% · 4.625%
HK$68,515
+HK$3,431/mo
Deposit HK$1.35M · loan HK$12.17M · min. income ≈ HK$130,168/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,110 · Scale 2, in force from 26 Feb 2026)