LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,837
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$31,796
−HK$975/mo
Today · 4.125%
HK$32,771
baseline
▲ 0.50% · 4.625%
HK$34,765
+HK$1,994/mo
Deposit HK$6.76M · loan HK$6.76M · min. income ≈ HK$65,542/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$507,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,306
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$35,226
−HK$933/mo
Today · 4.125%
HK$36,159
baseline
▲ 0.50% · 4.625%
HK$38,065
+HK$1,906/mo
Deposit HK$6.76M · loan HK$6.76M · min. income ≈ HK$72,318/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$507,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,004
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$38,155
−HK$1,170/mo
Today · 4.125%
HK$39,325
baseline
▲ 0.50% · 4.625%
HK$41,718
+HK$2,393/mo
Deposit HK$5.41M · loan HK$8.11M · min. income ≈ HK$78,650/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,167
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$42,271
−HK$1,120/mo
Today · 4.125%
HK$43,391
baseline
▲ 0.50% · 4.625%
HK$45,678
+HK$2,287/mo
Deposit HK$5.41M · loan HK$8.11M · min. income ≈ HK$86,782/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,172
−HK$2,707/mo
▼ 0.25% · 3.875%
HK$44,515
−HK$1,364/mo
Today · 4.125%
HK$45,879
baseline
▲ 0.50% · 4.625%
HK$48,671
+HK$2,792/mo
Deposit HK$4.06M · loan HK$9.47M · min. income ≈ HK$91,758/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$507,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,028
−HK$2,595/mo
▼ 0.25% · 3.875%
HK$49,316
−HK$1,307/mo
Today · 4.125%
HK$50,623
baseline
▲ 0.50% · 4.625%
HK$53,291
+HK$2,668/mo
Deposit HK$4.06M · loan HK$9.47M · min. income ≈ HK$101,246/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$507,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,507
−HK$3,480/mo
▼ 0.25% · 3.875%
HK$57,233
−HK$1,754/mo
Today · 4.125%
HK$58,987
baseline
▲ 0.50% · 4.625%
HK$62,577
+HK$3,590/mo
Deposit HK$1.35M · loan HK$12.17M · min. income ≈ HK$117,974/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,751
−HK$3,336/mo
▼ 0.25% · 3.875%
HK$63,407
−HK$1,680/mo
Today · 4.125%
HK$65,087
baseline
▲ 0.50% · 4.625%
HK$68,518
+HK$3,431/mo
Deposit HK$1.35M · loan HK$12.17M · min. income ≈ HK$130,174/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,131 · Scale 2, in force from 26 Feb 2026)