LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,838
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$31,797
−HK$974/mo
Today · 4.125%
HK$32,771
baseline
▲ 0.50% · 4.625%
HK$34,765
+HK$1,994/mo
Deposit HK$6.76M · loan HK$6.76M · min. income ≈ HK$65,542/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$507,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,306
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$35,227
−HK$933/mo
Today · 4.125%
HK$36,160
baseline
▲ 0.50% · 4.625%
HK$38,066
+HK$1,906/mo
Deposit HK$6.76M · loan HK$6.76M · min. income ≈ HK$72,320/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$507,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,005
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$38,156
−HK$1,170/mo
Today · 4.125%
HK$39,326
baseline
▲ 0.50% · 4.625%
HK$41,718
+HK$2,392/mo
Deposit HK$5.41M · loan HK$8.11M · min. income ≈ HK$78,652/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,168
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$42,272
−HK$1,120/mo
Today · 4.125%
HK$43,392
baseline
▲ 0.50% · 4.625%
HK$45,679
+HK$2,287/mo
Deposit HK$5.41M · loan HK$8.11M · min. income ≈ HK$86,784/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,173
−HK$2,707/mo
▼ 0.25% · 3.875%
HK$44,515
−HK$1,365/mo
Today · 4.125%
HK$45,880
baseline
▲ 0.50% · 4.625%
HK$48,671
+HK$2,791/mo
Deposit HK$4.06M · loan HK$9.47M · min. income ≈ HK$91,760/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$507,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,029
−HK$2,595/mo
▼ 0.25% · 3.875%
HK$49,317
−HK$1,307/mo
Today · 4.125%
HK$50,624
baseline
▲ 0.50% · 4.625%
HK$53,292
+HK$2,668/mo
Deposit HK$4.06M · loan HK$9.47M · min. income ≈ HK$101,248/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$507,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,508
−HK$3,480/mo
▼ 0.25% · 3.875%
HK$57,234
−HK$1,754/mo
Today · 4.125%
HK$58,988
baseline
▲ 0.50% · 4.625%
HK$62,578
+HK$3,590/mo
Deposit HK$1.35M · loan HK$12.17M · min. income ≈ HK$117,976/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,752
−HK$3,336/mo
▼ 0.25% · 3.875%
HK$63,408
−HK$1,680/mo
Today · 4.125%
HK$65,088
baseline
▲ 0.50% · 4.625%
HK$68,519
+HK$3,431/mo
Deposit HK$1.35M · loan HK$12.17M · min. income ≈ HK$130,176/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,139 · Scale 2, in force from 26 Feb 2026)