LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,841
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$31,801
−HK$974/mo
Today · 4.125%
HK$32,775
baseline
▲ 0.50% · 4.625%
HK$34,770
+HK$1,995/mo
Deposit HK$6.76M · loan HK$6.76M · min. income ≈ HK$65,550/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$507,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,311
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$35,231
−HK$933/mo
Today · 4.125%
HK$36,164
baseline
▲ 0.50% · 4.625%
HK$38,071
+HK$1,907/mo
Deposit HK$6.76M · loan HK$6.76M · min. income ≈ HK$72,328/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$507,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,010
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$38,161
−HK$1,169/mo
Today · 4.125%
HK$39,330
baseline
▲ 0.50% · 4.625%
HK$41,724
+HK$2,394/mo
Deposit HK$5.41M · loan HK$8.12M · min. income ≈ HK$78,660/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,173
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$42,277
−HK$1,120/mo
Today · 4.125%
HK$43,397
baseline
▲ 0.50% · 4.625%
HK$45,685
+HK$2,288/mo
Deposit HK$5.41M · loan HK$8.12M · min. income ≈ HK$86,794/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,178
−HK$2,707/mo
▼ 0.25% · 3.875%
HK$44,521
−HK$1,364/mo
Today · 4.125%
HK$45,885
baseline
▲ 0.50% · 4.625%
HK$48,677
+HK$2,792/mo
Deposit HK$4.06M · loan HK$9.47M · min. income ≈ HK$91,770/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$507,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,035
−HK$2,595/mo
▼ 0.25% · 3.875%
HK$49,323
−HK$1,307/mo
Today · 4.125%
HK$50,630
baseline
▲ 0.50% · 4.625%
HK$53,299
+HK$2,669/mo
Deposit HK$4.06M · loan HK$9.47M · min. income ≈ HK$101,260/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$507,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,514
−HK$3,482/mo
▼ 0.25% · 3.875%
HK$57,241
−HK$1,755/mo
Today · 4.125%
HK$58,996
baseline
▲ 0.50% · 4.625%
HK$62,585
+HK$3,589/mo
Deposit HK$1.35M · loan HK$12.17M · min. income ≈ HK$117,992/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,759
−HK$3,337/mo
▼ 0.25% · 3.875%
HK$63,415
−HK$1,681/mo
Today · 4.125%
HK$65,096
baseline
▲ 0.50% · 4.625%
HK$68,527
+HK$3,431/mo
Deposit HK$1.35M · loan HK$12.17M · min. income ≈ HK$130,192/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,201 · Scale 2, in force from 26 Feb 2026)