LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,843
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$31,803
−HK$974/mo
Today · 4.125%
HK$32,777
baseline
▲ 0.50% · 4.625%
HK$34,772
+HK$1,995/mo
Deposit HK$6.76M · loan HK$6.76M · min. income ≈ HK$65,554/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$507,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,313
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$35,233
−HK$934/mo
Today · 4.125%
HK$36,167
baseline
▲ 0.50% · 4.625%
HK$38,073
+HK$1,906/mo
Deposit HK$6.76M · loan HK$6.76M · min. income ≈ HK$72,334/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$507,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,012
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$38,163
−HK$1,170/mo
Today · 4.125%
HK$39,333
baseline
▲ 0.50% · 4.625%
HK$41,726
+HK$2,393/mo
Deposit HK$5.41M · loan HK$8.12M · min. income ≈ HK$78,666/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,175
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$42,280
−HK$1,120/mo
Today · 4.125%
HK$43,400
baseline
▲ 0.50% · 4.625%
HK$45,688
+HK$2,288/mo
Deposit HK$5.41M · loan HK$8.12M · min. income ≈ HK$86,800/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,181
−HK$2,707/mo
▼ 0.25% · 3.875%
HK$44,524
−HK$1,364/mo
Today · 4.125%
HK$45,888
baseline
▲ 0.50% · 4.625%
HK$48,681
+HK$2,793/mo
Deposit HK$4.06M · loan HK$9.47M · min. income ≈ HK$91,776/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,038
−HK$2,595/mo
▼ 0.25% · 3.875%
HK$49,326
−HK$1,307/mo
Today · 4.125%
HK$50,633
baseline
▲ 0.50% · 4.625%
HK$53,302
+HK$2,669/mo
Deposit HK$4.06M · loan HK$9.47M · min. income ≈ HK$101,266/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,518
−HK$3,481/mo
▼ 0.25% · 3.875%
HK$57,245
−HK$1,754/mo
Today · 4.125%
HK$58,999
baseline
▲ 0.50% · 4.625%
HK$62,589
+HK$3,590/mo
Deposit HK$1.35M · loan HK$12.17M · min. income ≈ HK$117,998/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,763
−HK$3,337/mo
▼ 0.25% · 3.875%
HK$63,419
−HK$1,681/mo
Today · 4.125%
HK$65,100
baseline
▲ 0.50% · 4.625%
HK$68,531
+HK$3,431/mo
Deposit HK$1.35M · loan HK$12.17M · min. income ≈ HK$130,200/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,233 · Scale 2, in force from 26 Feb 2026)