LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,846
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$31,805
−HK$975/mo
Today · 4.125%
HK$32,780
baseline
▲ 0.50% · 4.625%
HK$34,774
+HK$1,994/mo
Deposit HK$6.76M · loan HK$6.76M · min. income ≈ HK$65,560/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$507,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,315
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$35,236
−HK$933/mo
Today · 4.125%
HK$36,169
baseline
▲ 0.50% · 4.625%
HK$38,076
+HK$1,907/mo
Deposit HK$6.76M · loan HK$6.76M · min. income ≈ HK$72,338/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$507,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,015
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$38,166
−HK$1,170/mo
Today · 4.125%
HK$39,336
baseline
▲ 0.50% · 4.625%
HK$41,729
+HK$2,393/mo
Deposit HK$5.41M · loan HK$8.12M · min. income ≈ HK$78,672/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,178
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$42,283
−HK$1,120/mo
Today · 4.125%
HK$43,403
baseline
▲ 0.50% · 4.625%
HK$45,691
+HK$2,288/mo
Deposit HK$5.41M · loan HK$8.12M · min. income ≈ HK$86,806/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,184
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$44,527
−HK$1,365/mo
Today · 4.125%
HK$45,892
baseline
▲ 0.50% · 4.625%
HK$48,684
+HK$2,792/mo
Deposit HK$4.06M · loan HK$9.47M · min. income ≈ HK$91,784/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,042
−HK$2,595/mo
▼ 0.25% · 3.875%
HK$49,330
−HK$1,307/mo
Today · 4.125%
HK$50,637
baseline
▲ 0.50% · 4.625%
HK$53,306
+HK$2,669/mo
Deposit HK$4.06M · loan HK$9.47M · min. income ≈ HK$101,274/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,522
−HK$3,482/mo
▼ 0.25% · 3.875%
HK$57,249
−HK$1,755/mo
Today · 4.125%
HK$59,004
baseline
▲ 0.50% · 4.625%
HK$62,594
+HK$3,590/mo
Deposit HK$1.35M · loan HK$12.17M · min. income ≈ HK$118,008/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,768
−HK$3,337/mo
▼ 0.25% · 3.875%
HK$63,424
−HK$1,681/mo
Today · 4.125%
HK$65,105
baseline
▲ 0.50% · 4.625%
HK$68,537
+HK$3,432/mo
Deposit HK$1.35M · loan HK$12.17M · min. income ≈ HK$130,210/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,272 · Scale 2, in force from 26 Feb 2026)