LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,846
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$31,806
−HK$974/mo
Today · 4.125%
HK$32,780
baseline
▲ 0.50% · 4.625%
HK$34,775
+HK$1,995/mo
Deposit HK$6.76M · loan HK$6.76M · min. income ≈ HK$65,560/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$507,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,316
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$35,236
−HK$934/mo
Today · 4.125%
HK$36,170
baseline
▲ 0.50% · 4.625%
HK$38,077
+HK$1,907/mo
Deposit HK$6.76M · loan HK$6.76M · min. income ≈ HK$72,340/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$507,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,015
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$38,167
−HK$1,170/mo
Today · 4.125%
HK$39,337
baseline
▲ 0.50% · 4.625%
HK$41,730
+HK$2,393/mo
Deposit HK$5.41M · loan HK$8.12M · min. income ≈ HK$78,674/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,179
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$42,284
−HK$1,120/mo
Today · 4.125%
HK$43,404
baseline
▲ 0.50% · 4.625%
HK$45,692
+HK$2,288/mo
Deposit HK$5.41M · loan HK$8.12M · min. income ≈ HK$86,808/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,185
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$44,528
−HK$1,365/mo
Today · 4.125%
HK$45,893
baseline
▲ 0.50% · 4.625%
HK$48,685
+HK$2,792/mo
Deposit HK$4.06M · loan HK$9.47M · min. income ≈ HK$91,786/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,042
−HK$2,596/mo
▼ 0.25% · 3.875%
HK$49,331
−HK$1,307/mo
Today · 4.125%
HK$50,638
baseline
▲ 0.50% · 4.625%
HK$53,307
+HK$2,669/mo
Deposit HK$4.06M · loan HK$9.47M · min. income ≈ HK$101,276/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,523
−HK$3,482/mo
▼ 0.25% · 3.875%
HK$57,250
−HK$1,755/mo
Today · 4.125%
HK$59,005
baseline
▲ 0.50% · 4.625%
HK$62,595
+HK$3,590/mo
Deposit HK$1.35M · loan HK$12.17M · min. income ≈ HK$118,010/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,769
−HK$3,337/mo
▼ 0.25% · 3.875%
HK$63,425
−HK$1,681/mo
Today · 4.125%
HK$65,106
baseline
▲ 0.50% · 4.625%
HK$68,538
+HK$3,432/mo
Deposit HK$1.35M · loan HK$12.17M · min. income ≈ HK$130,212/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,281 · Scale 2, in force from 26 Feb 2026)