LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,847
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$31,807
−HK$974/mo
Today · 4.125%
HK$32,781
baseline
▲ 0.50% · 4.625%
HK$34,776
+HK$1,995/mo
Deposit HK$6.76M · loan HK$6.76M · min. income ≈ HK$65,562/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$507,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,317
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$35,237
−HK$934/mo
Today · 4.125%
HK$36,171
baseline
▲ 0.50% · 4.625%
HK$38,078
+HK$1,907/mo
Deposit HK$6.76M · loan HK$6.76M · min. income ≈ HK$72,342/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$507,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,016
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$38,168
−HK$1,170/mo
Today · 4.125%
HK$39,338
baseline
▲ 0.50% · 4.625%
HK$41,731
+HK$2,393/mo
Deposit HK$5.41M · loan HK$8.12M · min. income ≈ HK$78,676/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,180
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$42,285
−HK$1,120/mo
Today · 4.125%
HK$43,405
baseline
▲ 0.50% · 4.625%
HK$45,693
+HK$2,288/mo
Deposit HK$5.41M · loan HK$8.12M · min. income ≈ HK$86,810/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,186
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$44,529
−HK$1,365/mo
Today · 4.125%
HK$45,894
baseline
▲ 0.50% · 4.625%
HK$48,687
+HK$2,793/mo
Deposit HK$4.06M · loan HK$9.47M · min. income ≈ HK$91,788/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,044
−HK$2,596/mo
▼ 0.25% · 3.875%
HK$49,332
−HK$1,308/mo
Today · 4.125%
HK$50,640
baseline
▲ 0.50% · 4.625%
HK$53,309
+HK$2,669/mo
Deposit HK$4.06M · loan HK$9.47M · min. income ≈ HK$101,280/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,525
−HK$3,482/mo
▼ 0.25% · 3.875%
HK$57,252
−HK$1,755/mo
Today · 4.125%
HK$59,007
baseline
▲ 0.50% · 4.625%
HK$62,597
+HK$3,590/mo
Deposit HK$1.35M · loan HK$12.18M · min. income ≈ HK$118,014/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,771
−HK$3,337/mo
▼ 0.25% · 3.875%
HK$63,427
−HK$1,681/mo
Today · 4.125%
HK$65,108
baseline
▲ 0.50% · 4.625%
HK$68,540
+HK$3,432/mo
Deposit HK$1.35M · loan HK$12.18M · min. income ≈ HK$130,216/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,297 · Scale 2, in force from 26 Feb 2026)