LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,848
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$31,807
−HK$975/mo
Today · 4.125%
HK$32,782
baseline
▲ 0.50% · 4.625%
HK$34,777
+HK$1,995/mo
Deposit HK$6.76M · loan HK$6.76M · min. income ≈ HK$65,564/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$507,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,318
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$35,238
−HK$934/mo
Today · 4.125%
HK$36,172
baseline
▲ 0.50% · 4.625%
HK$38,078
+HK$1,906/mo
Deposit HK$6.76M · loan HK$6.76M · min. income ≈ HK$72,344/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$507,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,017
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$38,168
−HK$1,170/mo
Today · 4.125%
HK$39,338
baseline
▲ 0.50% · 4.625%
HK$41,732
+HK$2,394/mo
Deposit HK$5.41M · loan HK$8.12M · min. income ≈ HK$78,676/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,181
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$42,286
−HK$1,120/mo
Today · 4.125%
HK$43,406
baseline
▲ 0.50% · 4.625%
HK$45,694
+HK$2,288/mo
Deposit HK$5.41M · loan HK$8.12M · min. income ≈ HK$86,812/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,187
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$44,530
−HK$1,365/mo
Today · 4.125%
HK$45,895
baseline
▲ 0.50% · 4.625%
HK$48,687
+HK$2,792/mo
Deposit HK$4.06M · loan HK$9.47M · min. income ≈ HK$91,790/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,045
−HK$2,595/mo
▼ 0.25% · 3.875%
HK$49,333
−HK$1,307/mo
Today · 4.125%
HK$50,640
baseline
▲ 0.50% · 4.625%
HK$53,310
+HK$2,670/mo
Deposit HK$4.06M · loan HK$9.47M · min. income ≈ HK$101,280/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,526
−HK$3,481/mo
▼ 0.25% · 3.875%
HK$57,253
−HK$1,754/mo
Today · 4.125%
HK$59,007
baseline
▲ 0.50% · 4.625%
HK$62,598
+HK$3,591/mo
Deposit HK$1.35M · loan HK$12.18M · min. income ≈ HK$118,014/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,772
−HK$3,337/mo
▼ 0.25% · 3.875%
HK$63,428
−HK$1,681/mo
Today · 4.125%
HK$65,109
baseline
▲ 0.50% · 4.625%
HK$68,541
+HK$3,432/mo
Deposit HK$1.35M · loan HK$12.18M · min. income ≈ HK$130,218/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,304 · Scale 2, in force from 26 Feb 2026)