LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,848
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$31,808
−HK$975/mo
Today · 4.125%
HK$32,783
baseline
▲ 0.50% · 4.625%
HK$34,777
+HK$1,994/mo
Deposit HK$6.76M · loan HK$6.76M · min. income ≈ HK$65,566/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$507,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,318
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$35,239
−HK$933/mo
Today · 4.125%
HK$36,172
baseline
▲ 0.50% · 4.625%
HK$38,079
+HK$1,907/mo
Deposit HK$6.76M · loan HK$6.76M · min. income ≈ HK$72,344/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$507,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,018
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$38,169
−HK$1,170/mo
Today · 4.125%
HK$39,339
baseline
▲ 0.50% · 4.625%
HK$41,733
+HK$2,394/mo
Deposit HK$5.41M · loan HK$8.12M · min. income ≈ HK$78,678/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,182
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$42,286
−HK$1,121/mo
Today · 4.125%
HK$43,407
baseline
▲ 0.50% · 4.625%
HK$45,695
+HK$2,288/mo
Deposit HK$5.41M · loan HK$8.12M · min. income ≈ HK$86,814/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,187
−HK$2,709/mo
▼ 0.25% · 3.875%
HK$44,531
−HK$1,365/mo
Today · 4.125%
HK$45,896
baseline
▲ 0.50% · 4.625%
HK$48,688
+HK$2,792/mo
Deposit HK$4.06M · loan HK$9.47M · min. income ≈ HK$91,792/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,046
−HK$2,595/mo
▼ 0.25% · 3.875%
HK$49,334
−HK$1,307/mo
Today · 4.125%
HK$50,641
baseline
▲ 0.50% · 4.625%
HK$53,311
+HK$2,670/mo
Deposit HK$4.06M · loan HK$9.47M · min. income ≈ HK$101,282/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,527
−HK$3,482/mo
▼ 0.25% · 3.875%
HK$57,254
−HK$1,755/mo
Today · 4.125%
HK$59,009
baseline
▲ 0.50% · 4.625%
HK$62,599
+HK$3,590/mo
Deposit HK$1.35M · loan HK$12.18M · min. income ≈ HK$118,018/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,773
−HK$3,337/mo
▼ 0.25% · 3.875%
HK$63,430
−HK$1,680/mo
Today · 4.125%
HK$65,110
baseline
▲ 0.50% · 4.625%
HK$68,542
+HK$3,432/mo
Deposit HK$1.35M · loan HK$12.18M · min. income ≈ HK$130,220/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,315 · Scale 2, in force from 26 Feb 2026)