LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,850
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$31,809
−HK$975/mo
Today · 4.125%
HK$32,784
baseline
▲ 0.50% · 4.625%
HK$34,779
+HK$1,995/mo
Deposit HK$6.76M · loan HK$6.76M · min. income ≈ HK$65,568/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$507,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,320
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$35,241
−HK$933/mo
Today · 4.125%
HK$36,174
baseline
▲ 0.50% · 4.625%
HK$38,081
+HK$1,907/mo
Deposit HK$6.76M · loan HK$6.76M · min. income ≈ HK$72,348/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$507,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,020
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$38,171
−HK$1,170/mo
Today · 4.125%
HK$39,341
baseline
▲ 0.50% · 4.625%
HK$41,735
+HK$2,394/mo
Deposit HK$5.41M · loan HK$8.12M · min. income ≈ HK$78,682/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,184
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$42,289
−HK$1,120/mo
Today · 4.125%
HK$43,409
baseline
▲ 0.50% · 4.625%
HK$45,697
+HK$2,288/mo
Deposit HK$5.41M · loan HK$8.12M · min. income ≈ HK$86,818/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,190
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$44,533
−HK$1,365/mo
Today · 4.125%
HK$45,898
baseline
▲ 0.50% · 4.625%
HK$48,691
+HK$2,793/mo
Deposit HK$4.06M · loan HK$9.47M · min. income ≈ HK$91,796/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,048
−HK$2,596/mo
▼ 0.25% · 3.875%
HK$49,337
−HK$1,307/mo
Today · 4.125%
HK$50,644
baseline
▲ 0.50% · 4.625%
HK$53,314
+HK$2,670/mo
Deposit HK$4.06M · loan HK$9.47M · min. income ≈ HK$101,288/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,530
−HK$3,482/mo
▼ 0.25% · 3.875%
HK$57,257
−HK$1,755/mo
Today · 4.125%
HK$59,012
baseline
▲ 0.50% · 4.625%
HK$62,603
+HK$3,591/mo
Deposit HK$1.35M · loan HK$12.18M · min. income ≈ HK$118,024/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,776
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$63,433
−HK$1,681/mo
Today · 4.125%
HK$65,114
baseline
▲ 0.50% · 4.625%
HK$68,546
+HK$3,432/mo
Deposit HK$1.35M · loan HK$12.18M · min. income ≈ HK$130,228/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,342 · Scale 2, in force from 26 Feb 2026)