LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,851
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$31,810
−HK$975/mo
Today · 4.125%
HK$32,785
baseline
▲ 0.50% · 4.625%
HK$34,780
+HK$1,995/mo
Deposit HK$6.76M · loan HK$6.76M · min. income ≈ HK$65,570/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$507,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,321
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$35,242
−HK$933/mo
Today · 4.125%
HK$36,175
baseline
▲ 0.50% · 4.625%
HK$38,082
+HK$1,907/mo
Deposit HK$6.76M · loan HK$6.76M · min. income ≈ HK$72,350/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$507,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,021
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$38,172
−HK$1,170/mo
Today · 4.125%
HK$39,342
baseline
▲ 0.50% · 4.625%
HK$41,736
+HK$2,394/mo
Deposit HK$5.41M · loan HK$8.12M · min. income ≈ HK$78,684/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,185
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$42,290
−HK$1,120/mo
Today · 4.125%
HK$43,410
baseline
▲ 0.50% · 4.625%
HK$45,699
+HK$2,289/mo
Deposit HK$5.41M · loan HK$8.12M · min. income ≈ HK$86,820/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,191
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$44,535
−HK$1,364/mo
Today · 4.125%
HK$45,899
baseline
▲ 0.50% · 4.625%
HK$48,692
+HK$2,793/mo
Deposit HK$4.06M · loan HK$9.47M · min. income ≈ HK$91,798/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,050
−HK$2,596/mo
▼ 0.25% · 3.875%
HK$49,338
−HK$1,308/mo
Today · 4.125%
HK$50,646
baseline
▲ 0.50% · 4.625%
HK$53,315
+HK$2,669/mo
Deposit HK$4.06M · loan HK$9.47M · min. income ≈ HK$101,292/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,531
−HK$3,483/mo
▼ 0.25% · 3.875%
HK$57,259
−HK$1,755/mo
Today · 4.125%
HK$59,014
baseline
▲ 0.50% · 4.625%
HK$62,604
+HK$3,590/mo
Deposit HK$1.35M · loan HK$12.18M · min. income ≈ HK$118,028/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,778
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$63,435
−HK$1,681/mo
Today · 4.125%
HK$65,116
baseline
▲ 0.50% · 4.625%
HK$68,548
+HK$3,432/mo
Deposit HK$1.35M · loan HK$12.18M · min. income ≈ HK$130,232/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,357 · Scale 2, in force from 26 Feb 2026)