LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,855
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$31,815
−HK$975/mo
Today · 4.125%
HK$32,790
baseline
▲ 0.50% · 4.625%
HK$34,786
+HK$1,996/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$65,580/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$507,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,326
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$35,247
−HK$934/mo
Today · 4.125%
HK$36,181
baseline
▲ 0.50% · 4.625%
HK$38,088
+HK$1,907/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$72,362/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$507,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,026
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$38,178
−HK$1,170/mo
Today · 4.125%
HK$39,348
baseline
▲ 0.50% · 4.625%
HK$41,743
+HK$2,395/mo
Deposit HK$5.41M · loan HK$8.12M · min. income ≈ HK$78,696/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,192
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$42,296
−HK$1,121/mo
Today · 4.125%
HK$43,417
baseline
▲ 0.50% · 4.625%
HK$45,706
+HK$2,289/mo
Deposit HK$5.41M · loan HK$8.12M · min. income ≈ HK$86,834/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,198
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$44,541
−HK$1,365/mo
Today · 4.125%
HK$45,906
baseline
▲ 0.50% · 4.625%
HK$48,700
+HK$2,794/mo
Deposit HK$4.06M · loan HK$9.47M · min. income ≈ HK$91,812/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,057
−HK$2,596/mo
▼ 0.25% · 3.875%
HK$49,346
−HK$1,307/mo
Today · 4.125%
HK$50,653
baseline
▲ 0.50% · 4.625%
HK$53,323
+HK$2,670/mo
Deposit HK$4.06M · loan HK$9.47M · min. income ≈ HK$101,306/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,540
−HK$3,483/mo
▼ 0.25% · 3.875%
HK$57,267
−HK$1,756/mo
Today · 4.125%
HK$59,023
baseline
▲ 0.50% · 4.625%
HK$62,614
+HK$3,591/mo
Deposit HK$1.35M · loan HK$12.18M · min. income ≈ HK$118,046/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,787
−HK$3,339/mo
▼ 0.25% · 3.875%
HK$63,445
−HK$1,681/mo
Today · 4.125%
HK$65,126
baseline
▲ 0.50% · 4.625%
HK$68,558
+HK$3,432/mo
Deposit HK$1.35M · loan HK$12.18M · min. income ≈ HK$130,252/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,434 · Scale 2, in force from 26 Feb 2026)