LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,858
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$31,817
−HK$976/mo
Today · 4.125%
HK$32,793
baseline
▲ 0.50% · 4.625%
HK$34,788
+HK$1,995/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$65,586/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$507,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,329
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$35,249
−HK$934/mo
Today · 4.125%
HK$36,183
baseline
▲ 0.50% · 4.625%
HK$38,091
+HK$1,908/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$72,366/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$507,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,029
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$38,181
−HK$1,170/mo
Today · 4.125%
HK$39,351
baseline
▲ 0.50% · 4.625%
HK$41,745
+HK$2,394/mo
Deposit HK$5.41M · loan HK$8.12M · min. income ≈ HK$78,702/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,194
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$42,299
−HK$1,121/mo
Today · 4.125%
HK$43,420
baseline
▲ 0.50% · 4.625%
HK$45,709
+HK$2,289/mo
Deposit HK$5.41M · loan HK$8.12M · min. income ≈ HK$86,840/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,201
−HK$2,709/mo
▼ 0.25% · 3.875%
HK$44,544
−HK$1,366/mo
Today · 4.125%
HK$45,910
baseline
▲ 0.50% · 4.625%
HK$48,703
+HK$2,793/mo
Deposit HK$4.06M · loan HK$9.47M · min. income ≈ HK$91,820/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,060
−HK$2,597/mo
▼ 0.25% · 3.875%
HK$49,349
−HK$1,308/mo
Today · 4.125%
HK$50,657
baseline
▲ 0.50% · 4.625%
HK$53,327
+HK$2,670/mo
Deposit HK$4.06M · loan HK$9.47M · min. income ≈ HK$101,314/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,544
−HK$3,483/mo
▼ 0.25% · 3.875%
HK$57,271
−HK$1,756/mo
Today · 4.125%
HK$59,027
baseline
▲ 0.50% · 4.625%
HK$62,618
+HK$3,591/mo
Deposit HK$1.35M · loan HK$12.18M · min. income ≈ HK$118,054/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,792
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$63,449
−HK$1,681/mo
Today · 4.125%
HK$65,130
baseline
▲ 0.50% · 4.625%
HK$68,563
+HK$3,433/mo
Deposit HK$1.35M · loan HK$12.18M · min. income ≈ HK$130,260/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,468 · Scale 2, in force from 26 Feb 2026)