LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,858
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$31,818
−HK$975/mo
Today · 4.125%
HK$32,793
baseline
▲ 0.50% · 4.625%
HK$34,788
+HK$1,995/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$65,586/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$507,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,329
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$35,250
−HK$934/mo
Today · 4.125%
HK$36,184
baseline
▲ 0.50% · 4.625%
HK$38,091
+HK$1,907/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$72,368/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$507,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,030
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$38,181
−HK$1,171/mo
Today · 4.125%
HK$39,352
baseline
▲ 0.50% · 4.625%
HK$41,746
+HK$2,394/mo
Deposit HK$5.41M · loan HK$8.12M · min. income ≈ HK$78,704/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,195
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$42,300
−HK$1,121/mo
Today · 4.125%
HK$43,421
baseline
▲ 0.50% · 4.625%
HK$45,709
+HK$2,288/mo
Deposit HK$5.41M · loan HK$8.12M · min. income ≈ HK$86,842/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,201
−HK$2,709/mo
▼ 0.25% · 3.875%
HK$44,545
−HK$1,365/mo
Today · 4.125%
HK$45,910
baseline
▲ 0.50% · 4.625%
HK$48,704
+HK$2,794/mo
Deposit HK$4.06M · loan HK$9.47M · min. income ≈ HK$91,820/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,061
−HK$2,597/mo
▼ 0.25% · 3.875%
HK$49,350
−HK$1,308/mo
Today · 4.125%
HK$50,658
baseline
▲ 0.50% · 4.625%
HK$53,328
+HK$2,670/mo
Deposit HK$4.06M · loan HK$9.47M · min. income ≈ HK$101,316/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,544
−HK$3,484/mo
▼ 0.25% · 3.875%
HK$57,272
−HK$1,756/mo
Today · 4.125%
HK$59,028
baseline
▲ 0.50% · 4.625%
HK$62,619
+HK$3,591/mo
Deposit HK$1.35M · loan HK$12.18M · min. income ≈ HK$118,056/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,793
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$63,450
−HK$1,681/mo
Today · 4.125%
HK$65,131
baseline
▲ 0.50% · 4.625%
HK$68,564
+HK$3,433/mo
Deposit HK$1.35M · loan HK$12.18M · min. income ≈ HK$130,262/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,476 · Scale 2, in force from 26 Feb 2026)