LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,859
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$31,819
−HK$975/mo
Today · 4.125%
HK$32,794
baseline
▲ 0.50% · 4.625%
HK$34,789
+HK$1,995/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$65,588/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$507,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,330
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$35,251
−HK$934/mo
Today · 4.125%
HK$36,185
baseline
▲ 0.50% · 4.625%
HK$38,092
+HK$1,907/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$72,370/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$507,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,030
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$38,182
−HK$1,171/mo
Today · 4.125%
HK$39,353
baseline
▲ 0.50% · 4.625%
HK$41,747
+HK$2,394/mo
Deposit HK$5.41M · loan HK$8.12M · min. income ≈ HK$78,706/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,196
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$42,301
−HK$1,121/mo
Today · 4.125%
HK$43,422
baseline
▲ 0.50% · 4.625%
HK$45,711
+HK$2,289/mo
Deposit HK$5.41M · loan HK$8.12M · min. income ≈ HK$86,844/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,202
−HK$2,709/mo
▼ 0.25% · 3.875%
HK$44,546
−HK$1,365/mo
Today · 4.125%
HK$45,911
baseline
▲ 0.50% · 4.625%
HK$48,705
+HK$2,794/mo
Deposit HK$4.06M · loan HK$9.47M · min. income ≈ HK$91,822/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,062
−HK$2,597/mo
▼ 0.25% · 3.875%
HK$49,351
−HK$1,308/mo
Today · 4.125%
HK$50,659
baseline
▲ 0.50% · 4.625%
HK$53,329
+HK$2,670/mo
Deposit HK$4.06M · loan HK$9.47M · min. income ≈ HK$101,318/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,546
−HK$3,483/mo
▼ 0.25% · 3.875%
HK$57,273
−HK$1,756/mo
Today · 4.125%
HK$59,029
baseline
▲ 0.50% · 4.625%
HK$62,621
+HK$3,592/mo
Deposit HK$1.35M · loan HK$12.18M · min. income ≈ HK$118,058/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,794
−HK$3,339/mo
▼ 0.25% · 3.875%
HK$63,451
−HK$1,682/mo
Today · 4.125%
HK$65,133
baseline
▲ 0.50% · 4.625%
HK$68,566
+HK$3,433/mo
Deposit HK$1.35M · loan HK$12.18M · min. income ≈ HK$130,266/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,488 · Scale 2, in force from 26 Feb 2026)