LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,859
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$31,819
−HK$975/mo
Today · 4.125%
HK$32,794
baseline
▲ 0.50% · 4.625%
HK$34,790
+HK$1,996/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$65,588/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$507,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,330
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$35,251
−HK$934/mo
Today · 4.125%
HK$36,185
baseline
▲ 0.50% · 4.625%
HK$38,093
+HK$1,908/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$72,370/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$507,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,031
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$38,183
−HK$1,170/mo
Today · 4.125%
HK$39,353
baseline
▲ 0.50% · 4.625%
HK$41,748
+HK$2,395/mo
Deposit HK$5.41M · loan HK$8.12M · min. income ≈ HK$78,706/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,197
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$42,301
−HK$1,121/mo
Today · 4.125%
HK$43,422
baseline
▲ 0.50% · 4.625%
HK$45,711
+HK$2,289/mo
Deposit HK$5.41M · loan HK$8.12M · min. income ≈ HK$86,844/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,203
−HK$2,709/mo
▼ 0.25% · 3.875%
HK$44,547
−HK$1,365/mo
Today · 4.125%
HK$45,912
baseline
▲ 0.50% · 4.625%
HK$48,706
+HK$2,794/mo
Deposit HK$4.06M · loan HK$9.47M · min. income ≈ HK$91,824/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,063
−HK$2,596/mo
▼ 0.25% · 3.875%
HK$49,352
−HK$1,307/mo
Today · 4.125%
HK$50,659
baseline
▲ 0.50% · 4.625%
HK$53,330
+HK$2,671/mo
Deposit HK$4.06M · loan HK$9.47M · min. income ≈ HK$101,318/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,546
−HK$3,484/mo
▼ 0.25% · 3.875%
HK$57,274
−HK$1,756/mo
Today · 4.125%
HK$59,030
baseline
▲ 0.50% · 4.625%
HK$62,621
+HK$3,591/mo
Deposit HK$1.35M · loan HK$12.18M · min. income ≈ HK$118,060/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,795
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$63,452
−HK$1,681/mo
Today · 4.125%
HK$65,133
baseline
▲ 0.50% · 4.625%
HK$68,567
+HK$3,434/mo
Deposit HK$1.35M · loan HK$12.18M · min. income ≈ HK$130,266/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,494 · Scale 2, in force from 26 Feb 2026)