LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,860
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$31,820
−HK$975/mo
Today · 4.125%
HK$32,795
baseline
▲ 0.50% · 4.625%
HK$34,790
+HK$1,995/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$65,590/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$507,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,331
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$35,252
−HK$934/mo
Today · 4.125%
HK$36,186
baseline
▲ 0.50% · 4.625%
HK$38,093
+HK$1,907/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$72,372/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$507,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,032
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$38,184
−HK$1,170/mo
Today · 4.125%
HK$39,354
baseline
▲ 0.50% · 4.625%
HK$41,749
+HK$2,395/mo
Deposit HK$5.41M · loan HK$8.12M · min. income ≈ HK$78,708/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,197
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$42,302
−HK$1,121/mo
Today · 4.125%
HK$43,423
baseline
▲ 0.50% · 4.625%
HK$45,712
+HK$2,289/mo
Deposit HK$5.41M · loan HK$8.12M · min. income ≈ HK$86,846/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,204
−HK$2,709/mo
▼ 0.25% · 3.875%
HK$44,548
−HK$1,365/mo
Today · 4.125%
HK$45,913
baseline
▲ 0.50% · 4.625%
HK$48,707
+HK$2,794/mo
Deposit HK$4.06M · loan HK$9.47M · min. income ≈ HK$91,826/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,064
−HK$2,596/mo
▼ 0.25% · 3.875%
HK$49,353
−HK$1,307/mo
Today · 4.125%
HK$50,660
baseline
▲ 0.50% · 4.625%
HK$53,331
+HK$2,671/mo
Deposit HK$4.06M · loan HK$9.47M · min. income ≈ HK$101,320/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,548
−HK$3,483/mo
▼ 0.25% · 3.875%
HK$57,275
−HK$1,756/mo
Today · 4.125%
HK$59,031
baseline
▲ 0.50% · 4.625%
HK$62,623
+HK$3,592/mo
Deposit HK$1.35M · loan HK$12.18M · min. income ≈ HK$118,062/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,796
−HK$3,339/mo
▼ 0.25% · 3.875%
HK$63,453
−HK$1,682/mo
Today · 4.125%
HK$65,135
baseline
▲ 0.50% · 4.625%
HK$68,568
+HK$3,433/mo
Deposit HK$1.35M · loan HK$12.18M · min. income ≈ HK$130,270/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,505 · Scale 2, in force from 26 Feb 2026)