LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,861
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$31,821
−HK$975/mo
Today · 4.125%
HK$32,796
baseline
▲ 0.50% · 4.625%
HK$34,792
+HK$1,996/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$65,592/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$507,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,332
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$35,253
−HK$934/mo
Today · 4.125%
HK$36,187
baseline
▲ 0.50% · 4.625%
HK$38,095
+HK$1,908/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$72,374/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$507,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,033
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$38,185
−HK$1,170/mo
Today · 4.125%
HK$39,355
baseline
▲ 0.50% · 4.625%
HK$41,750
+HK$2,395/mo
Deposit HK$5.41M · loan HK$8.12M · min. income ≈ HK$78,710/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,199
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$42,304
−HK$1,121/mo
Today · 4.125%
HK$43,425
baseline
▲ 0.50% · 4.625%
HK$45,713
+HK$2,288/mo
Deposit HK$5.41M · loan HK$8.12M · min. income ≈ HK$86,850/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,205
−HK$2,709/mo
▼ 0.25% · 3.875%
HK$44,549
−HK$1,365/mo
Today · 4.125%
HK$45,914
baseline
▲ 0.50% · 4.625%
HK$48,708
+HK$2,794/mo
Deposit HK$4.06M · loan HK$9.47M · min. income ≈ HK$91,828/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,065
−HK$2,597/mo
▼ 0.25% · 3.875%
HK$49,354
−HK$1,308/mo
Today · 4.125%
HK$50,662
baseline
▲ 0.50% · 4.625%
HK$53,332
+HK$2,670/mo
Deposit HK$4.06M · loan HK$9.47M · min. income ≈ HK$101,324/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,549
−HK$3,484/mo
▼ 0.25% · 3.875%
HK$57,277
−HK$1,756/mo
Today · 4.125%
HK$59,033
baseline
▲ 0.50% · 4.625%
HK$62,625
+HK$3,592/mo
Deposit HK$1.35M · loan HK$12.18M · min. income ≈ HK$118,066/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,798
−HK$3,339/mo
▼ 0.25% · 3.875%
HK$63,455
−HK$1,682/mo
Today · 4.125%
HK$65,137
baseline
▲ 0.50% · 4.625%
HK$68,570
+HK$3,433/mo
Deposit HK$1.35M · loan HK$12.18M · min. income ≈ HK$130,274/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,521 · Scale 2, in force from 26 Feb 2026)