LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,862
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$31,822
−HK$975/mo
Today · 4.125%
HK$32,797
baseline
▲ 0.50% · 4.625%
HK$34,793
+HK$1,996/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$65,594/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$507,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,333
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$35,254
−HK$934/mo
Today · 4.125%
HK$36,188
baseline
▲ 0.50% · 4.625%
HK$38,096
+HK$1,908/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$72,376/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$507,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,034
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$38,186
−HK$1,171/mo
Today · 4.125%
HK$39,357
baseline
▲ 0.50% · 4.625%
HK$41,751
+HK$2,394/mo
Deposit HK$5.41M · loan HK$8.12M · min. income ≈ HK$78,714/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,200
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$42,305
−HK$1,121/mo
Today · 4.125%
HK$43,426
baseline
▲ 0.50% · 4.625%
HK$45,715
+HK$2,289/mo
Deposit HK$5.41M · loan HK$8.12M · min. income ≈ HK$86,852/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,207
−HK$2,709/mo
▼ 0.25% · 3.875%
HK$44,551
−HK$1,365/mo
Today · 4.125%
HK$45,916
baseline
▲ 0.50% · 4.625%
HK$48,710
+HK$2,794/mo
Deposit HK$4.06M · loan HK$9.47M · min. income ≈ HK$91,832/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,067
−HK$2,597/mo
▼ 0.25% · 3.875%
HK$49,356
−HK$1,308/mo
Today · 4.125%
HK$50,664
baseline
▲ 0.50% · 4.625%
HK$53,334
+HK$2,670/mo
Deposit HK$4.06M · loan HK$9.47M · min. income ≈ HK$101,328/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,551
−HK$3,484/mo
▼ 0.25% · 3.875%
HK$57,279
−HK$1,756/mo
Today · 4.125%
HK$59,035
baseline
▲ 0.50% · 4.625%
HK$62,627
+HK$3,592/mo
Deposit HK$1.35M · loan HK$12.18M · min. income ≈ HK$118,070/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,800
−HK$3,339/mo
▼ 0.25% · 3.875%
HK$63,458
−HK$1,681/mo
Today · 4.125%
HK$65,139
baseline
▲ 0.50% · 4.625%
HK$68,573
+HK$3,434/mo
Deposit HK$1.35M · loan HK$12.18M · min. income ≈ HK$130,278/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,539 · Scale 2, in force from 26 Feb 2026)