LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,864
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$31,824
−HK$975/mo
Today · 4.125%
HK$32,799
baseline
▲ 0.50% · 4.625%
HK$34,795
+HK$1,996/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$65,598/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$507,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,335
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$35,256
−HK$935/mo
Today · 4.125%
HK$36,191
baseline
▲ 0.50% · 4.625%
HK$38,098
+HK$1,907/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$72,382/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$507,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,036
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$38,188
−HK$1,171/mo
Today · 4.125%
HK$39,359
baseline
▲ 0.50% · 4.625%
HK$41,754
+HK$2,395/mo
Deposit HK$5.41M · loan HK$8.12M · min. income ≈ HK$78,718/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,203
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$42,308
−HK$1,121/mo
Today · 4.125%
HK$43,429
baseline
▲ 0.50% · 4.625%
HK$45,718
+HK$2,289/mo
Deposit HK$5.41M · loan HK$8.12M · min. income ≈ HK$86,858/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,209
−HK$2,710/mo
▼ 0.25% · 3.875%
HK$44,553
−HK$1,366/mo
Today · 4.125%
HK$45,919
baseline
▲ 0.50% · 4.625%
HK$48,713
+HK$2,794/mo
Deposit HK$4.06M · loan HK$9.47M · min. income ≈ HK$91,838/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,070
−HK$2,597/mo
▼ 0.25% · 3.875%
HK$49,359
−HK$1,308/mo
Today · 4.125%
HK$50,667
baseline
▲ 0.50% · 4.625%
HK$53,337
+HK$2,670/mo
Deposit HK$4.06M · loan HK$9.47M · min. income ≈ HK$101,334/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,555
−HK$3,483/mo
▼ 0.25% · 3.875%
HK$57,283
−HK$1,755/mo
Today · 4.125%
HK$59,038
baseline
▲ 0.50% · 4.625%
HK$62,631
+HK$3,593/mo
Deposit HK$1.35M · loan HK$12.18M · min. income ≈ HK$118,076/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,804
−HK$3,339/mo
▼ 0.25% · 3.875%
HK$63,461
−HK$1,682/mo
Today · 4.125%
HK$65,143
baseline
▲ 0.50% · 4.625%
HK$68,577
+HK$3,434/mo
Deposit HK$1.35M · loan HK$12.18M · min. income ≈ HK$130,286/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,569 · Scale 2, in force from 26 Feb 2026)