LTV · monthly repayment
▼ 0.50% · 3.625%
HK$308,641
−HK$19,355/mo
▼ 0.25% · 3.875%
HK$318,241
−HK$9,755/mo
Today · 4.125%
HK$327,996
baseline
▲ 0.50% · 4.625%
HK$347,953
+HK$19,957/mo
Deposit HK$67.68M · loan HK$67.68M · min. income ≈ HK$655,992/mo (50% DSR)
Upfront cash ≈ HK$76.47M (deposit + AVD stamp duty HK$8,797,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$343,360
−HK$18,551/mo
▼ 0.25% · 3.875%
HK$352,569
−HK$9,342/mo
Today · 4.125%
HK$361,911
baseline
▲ 0.50% · 4.625%
HK$380,988
+HK$19,077/mo
Deposit HK$67.68M · loan HK$67.68M · min. income ≈ HK$723,822/mo (50% DSR)
Upfront cash ≈ HK$76.47M (deposit + AVD stamp duty HK$8,797,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$370,369
−HK$23,226/mo
▼ 0.25% · 3.875%
HK$381,890
−HK$11,705/mo
Today · 4.125%
HK$393,595
baseline
▲ 0.50% · 4.625%
HK$417,544
+HK$23,949/mo
Deposit HK$54.14M · loan HK$81.21M · min. income ≈ HK$787,190/mo (50% DSR)
Upfront cash ≈ HK$62.94M (deposit + AVD stamp duty HK$8,797,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$412,032
−HK$22,261/mo
▼ 0.25% · 3.875%
HK$423,082
−HK$11,211/mo
Today · 4.125%
HK$434,293
baseline
▲ 0.50% · 4.625%
HK$457,185
+HK$22,892/mo
Deposit HK$54.14M · loan HK$81.21M · min. income ≈ HK$868,586/mo (50% DSR)
Upfront cash ≈ HK$62.94M (deposit + AVD stamp duty HK$8,797,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$432,097
−HK$27,097/mo
▼ 0.25% · 3.875%
HK$445,538
−HK$13,656/mo
Today · 4.125%
HK$459,194
baseline
▲ 0.50% · 4.625%
HK$487,135
+HK$27,941/mo
Deposit HK$40.61M · loan HK$94.75M · min. income ≈ HK$918,388/mo (50% DSR)
Upfront cash ≈ HK$49.40M (deposit + AVD stamp duty HK$8,797,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$480,704
−HK$25,971/mo
▼ 0.25% · 3.875%
HK$493,596
−HK$13,079/mo
Today · 4.125%
HK$506,675
baseline
▲ 0.50% · 4.625%
HK$533,383
+HK$26,708/mo
Deposit HK$40.61M · loan HK$94.75M · min. income ≈ HK$1,013,350/mo (50% DSR)
Upfront cash ≈ HK$49.40M (deposit + AVD stamp duty HK$8,797,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$555,554
−HK$34,838/mo
▼ 0.25% · 3.875%
HK$572,835
−HK$17,557/mo
Today · 4.125%
HK$590,392
baseline
▲ 0.50% · 4.625%
HK$626,316
+HK$35,924/mo
Deposit HK$13.54M · loan HK$121.82M · min. income ≈ HK$1,180,784/mo (50% DSR)
Upfront cash ≈ HK$22.33M (deposit + AVD stamp duty HK$8,797,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$618,048
−HK$33,391/mo
▼ 0.25% · 3.875%
HK$634,624
−HK$16,815/mo
Today · 4.125%
HK$651,439
baseline
▲ 0.50% · 4.625%
HK$685,778
+HK$34,339/mo
Deposit HK$13.54M · loan HK$121.82M · min. income ≈ HK$1,302,878/mo (50% DSR)
Upfront cash ≈ HK$22.33M (deposit + AVD stamp duty HK$8,797,987 · Scale 2, in force from 26 Feb 2026)