LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,865
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$31,825
−HK$975/mo
Today · 4.125%
HK$32,800
baseline
▲ 0.50% · 4.625%
HK$34,796
+HK$1,996/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$65,600/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$507,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,337
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$35,258
−HK$934/mo
Today · 4.125%
HK$36,192
baseline
▲ 0.50% · 4.625%
HK$38,100
+HK$1,908/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$72,384/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$507,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,038
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$38,190
−HK$1,171/mo
Today · 4.125%
HK$39,361
baseline
▲ 0.50% · 4.625%
HK$41,756
+HK$2,395/mo
Deposit HK$5.41M · loan HK$8.12M · min. income ≈ HK$78,722/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,204
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$42,309
−HK$1,122/mo
Today · 4.125%
HK$43,431
baseline
▲ 0.50% · 4.625%
HK$45,720
+HK$2,289/mo
Deposit HK$5.41M · loan HK$8.12M · min. income ≈ HK$86,862/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,211
−HK$2,710/mo
▼ 0.25% · 3.875%
HK$44,555
−HK$1,366/mo
Today · 4.125%
HK$45,921
baseline
▲ 0.50% · 4.625%
HK$48,715
+HK$2,794/mo
Deposit HK$4.06M · loan HK$9.48M · min. income ≈ HK$91,842/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,072
−HK$2,597/mo
▼ 0.25% · 3.875%
HK$49,361
−HK$1,308/mo
Today · 4.125%
HK$50,669
baseline
▲ 0.50% · 4.625%
HK$53,340
+HK$2,671/mo
Deposit HK$4.06M · loan HK$9.48M · min. income ≈ HK$101,338/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,557
−HK$3,484/mo
▼ 0.25% · 3.875%
HK$57,285
−HK$1,756/mo
Today · 4.125%
HK$59,041
baseline
▲ 0.50% · 4.625%
HK$62,633
+HK$3,592/mo
Deposit HK$1.35M · loan HK$12.18M · min. income ≈ HK$118,082/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,807
−HK$3,339/mo
▼ 0.25% · 3.875%
HK$63,464
−HK$1,682/mo
Today · 4.125%
HK$65,146
baseline
▲ 0.50% · 4.625%
HK$68,580
+HK$3,434/mo
Deposit HK$1.35M · loan HK$12.18M · min. income ≈ HK$130,292/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,591 · Scale 2, in force from 26 Feb 2026)