LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,867
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$31,827
−HK$976/mo
Today · 4.125%
HK$32,803
baseline
▲ 0.50% · 4.625%
HK$34,799
+HK$1,996/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$65,606/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$507,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,339
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$35,260
−HK$935/mo
Today · 4.125%
HK$36,195
baseline
▲ 0.50% · 4.625%
HK$38,102
+HK$1,907/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$72,390/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$507,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,040
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$38,193
−HK$1,170/mo
Today · 4.125%
HK$39,363
baseline
▲ 0.50% · 4.625%
HK$41,758
+HK$2,395/mo
Deposit HK$5.41M · loan HK$8.12M · min. income ≈ HK$78,726/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,207
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$42,312
−HK$1,121/mo
Today · 4.125%
HK$43,433
baseline
▲ 0.50% · 4.625%
HK$45,723
+HK$2,290/mo
Deposit HK$5.41M · loan HK$8.12M · min. income ≈ HK$86,866/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,214
−HK$2,710/mo
▼ 0.25% · 3.875%
HK$44,558
−HK$1,366/mo
Today · 4.125%
HK$45,924
baseline
▲ 0.50% · 4.625%
HK$48,718
+HK$2,794/mo
Deposit HK$4.06M · loan HK$9.48M · min. income ≈ HK$91,848/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,075
−HK$2,597/mo
▼ 0.25% · 3.875%
HK$49,364
−HK$1,308/mo
Today · 4.125%
HK$50,672
baseline
▲ 0.50% · 4.625%
HK$53,343
+HK$2,671/mo
Deposit HK$4.06M · loan HK$9.48M · min. income ≈ HK$101,344/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,561
−HK$3,484/mo
▼ 0.25% · 3.875%
HK$57,289
−HK$1,756/mo
Today · 4.125%
HK$59,045
baseline
▲ 0.50% · 4.625%
HK$62,638
+HK$3,593/mo
Deposit HK$1.35M · loan HK$12.18M · min. income ≈ HK$118,090/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,811
−HK$3,339/mo
▼ 0.25% · 3.875%
HK$63,468
−HK$1,682/mo
Today · 4.125%
HK$65,150
baseline
▲ 0.50% · 4.625%
HK$68,584
+HK$3,434/mo
Deposit HK$1.35M · loan HK$12.18M · min. income ≈ HK$130,300/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,625 · Scale 2, in force from 26 Feb 2026)