LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,869
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$31,829
−HK$976/mo
Today · 4.125%
HK$32,805
baseline
▲ 0.50% · 4.625%
HK$34,801
+HK$1,996/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$65,610/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$507,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,342
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$35,263
−HK$934/mo
Today · 4.125%
HK$36,197
baseline
▲ 0.50% · 4.625%
HK$38,105
+HK$1,908/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$72,394/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$507,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,043
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$38,195
−HK$1,171/mo
Today · 4.125%
HK$39,366
baseline
▲ 0.50% · 4.625%
HK$41,761
+HK$2,395/mo
Deposit HK$5.42M · loan HK$8.12M · min. income ≈ HK$78,732/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,210
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$42,315
−HK$1,121/mo
Today · 4.125%
HK$43,436
baseline
▲ 0.50% · 4.625%
HK$45,726
+HK$2,290/mo
Deposit HK$5.42M · loan HK$8.12M · min. income ≈ HK$86,872/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,217
−HK$2,710/mo
▼ 0.25% · 3.875%
HK$44,561
−HK$1,366/mo
Today · 4.125%
HK$45,927
baseline
▲ 0.50% · 4.625%
HK$48,721
+HK$2,794/mo
Deposit HK$4.06M · loan HK$9.48M · min. income ≈ HK$91,854/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,078
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$49,368
−HK$1,308/mo
Today · 4.125%
HK$50,676
baseline
▲ 0.50% · 4.625%
HK$53,347
+HK$2,671/mo
Deposit HK$4.06M · loan HK$9.48M · min. income ≈ HK$101,352/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,564
−HK$3,485/mo
▼ 0.25% · 3.875%
HK$57,293
−HK$1,756/mo
Today · 4.125%
HK$59,049
baseline
▲ 0.50% · 4.625%
HK$62,642
+HK$3,593/mo
Deposit HK$1.35M · loan HK$12.18M · min. income ≈ HK$118,098/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,815
−HK$3,339/mo
▼ 0.25% · 3.875%
HK$63,473
−HK$1,681/mo
Today · 4.125%
HK$65,154
baseline
▲ 0.50% · 4.625%
HK$68,589
+HK$3,435/mo
Deposit HK$1.35M · loan HK$12.18M · min. income ≈ HK$130,308/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,658 · Scale 2, in force from 26 Feb 2026)