LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,872
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$31,833
−HK$975/mo
Today · 4.125%
HK$32,808
baseline
▲ 0.50% · 4.625%
HK$34,805
+HK$1,997/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$65,616/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$507,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,345
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$35,266
−HK$935/mo
Today · 4.125%
HK$36,201
baseline
▲ 0.50% · 4.625%
HK$38,109
+HK$1,908/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$72,402/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$507,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,047
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$38,199
−HK$1,171/mo
Today · 4.125%
HK$39,370
baseline
▲ 0.50% · 4.625%
HK$41,765
+HK$2,395/mo
Deposit HK$5.42M · loan HK$8.12M · min. income ≈ HK$78,740/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,214
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$42,319
−HK$1,122/mo
Today · 4.125%
HK$43,441
baseline
▲ 0.50% · 4.625%
HK$45,731
+HK$2,290/mo
Deposit HK$5.42M · loan HK$8.12M · min. income ≈ HK$86,882/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,221
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$44,566
−HK$1,366/mo
Today · 4.125%
HK$45,932
baseline
▲ 0.50% · 4.625%
HK$48,726
+HK$2,794/mo
Deposit HK$4.06M · loan HK$9.48M · min. income ≈ HK$91,864/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,083
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$49,373
−HK$1,308/mo
Today · 4.125%
HK$50,681
baseline
▲ 0.50% · 4.625%
HK$53,352
+HK$2,671/mo
Deposit HK$4.06M · loan HK$9.48M · min. income ≈ HK$101,362/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,570
−HK$3,485/mo
▼ 0.25% · 3.875%
HK$57,299
−HK$1,756/mo
Today · 4.125%
HK$59,055
baseline
▲ 0.50% · 4.625%
HK$62,648
+HK$3,593/mo
Deposit HK$1.35M · loan HK$12.19M · min. income ≈ HK$118,110/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,821
−HK$3,340/mo
▼ 0.25% · 3.875%
HK$63,479
−HK$1,682/mo
Today · 4.125%
HK$65,161
baseline
▲ 0.50% · 4.625%
HK$68,596
+HK$3,435/mo
Deposit HK$1.35M · loan HK$12.19M · min. income ≈ HK$130,322/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,711 · Scale 2, in force from 26 Feb 2026)