LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,873
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$31,834
−HK$975/mo
Today · 4.125%
HK$32,809
baseline
▲ 0.50% · 4.625%
HK$34,806
+HK$1,997/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$65,618/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$507,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,346
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$35,267
−HK$935/mo
Today · 4.125%
HK$36,202
baseline
▲ 0.50% · 4.625%
HK$38,110
+HK$1,908/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$72,404/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$507,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,048
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$38,200
−HK$1,171/mo
Today · 4.125%
HK$39,371
baseline
▲ 0.50% · 4.625%
HK$41,767
+HK$2,396/mo
Deposit HK$5.42M · loan HK$8.12M · min. income ≈ HK$78,742/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,216
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$42,321
−HK$1,121/mo
Today · 4.125%
HK$43,442
baseline
▲ 0.50% · 4.625%
HK$45,732
+HK$2,290/mo
Deposit HK$5.42M · loan HK$8.12M · min. income ≈ HK$86,884/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,223
−HK$2,710/mo
▼ 0.25% · 3.875%
HK$44,567
−HK$1,366/mo
Today · 4.125%
HK$45,933
baseline
▲ 0.50% · 4.625%
HK$48,728
+HK$2,795/mo
Deposit HK$4.06M · loan HK$9.48M · min. income ≈ HK$91,866/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,085
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$49,374
−HK$1,309/mo
Today · 4.125%
HK$50,683
baseline
▲ 0.50% · 4.625%
HK$53,354
+HK$2,671/mo
Deposit HK$4.06M · loan HK$9.48M · min. income ≈ HK$101,366/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,572
−HK$3,485/mo
▼ 0.25% · 3.875%
HK$57,301
−HK$1,756/mo
Today · 4.125%
HK$59,057
baseline
▲ 0.50% · 4.625%
HK$62,650
+HK$3,593/mo
Deposit HK$1.35M · loan HK$12.19M · min. income ≈ HK$118,114/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,823
−HK$3,340/mo
▼ 0.25% · 3.875%
HK$63,481
−HK$1,682/mo
Today · 4.125%
HK$65,163
baseline
▲ 0.50% · 4.625%
HK$68,598
+HK$3,435/mo
Deposit HK$1.35M · loan HK$12.19M · min. income ≈ HK$130,326/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,728 · Scale 2, in force from 26 Feb 2026)