LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,874
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$31,835
−HK$975/mo
Today · 4.125%
HK$32,810
baseline
▲ 0.50% · 4.625%
HK$34,807
+HK$1,997/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$65,620/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$507,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,347
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$35,269
−HK$934/mo
Today · 4.125%
HK$36,203
baseline
▲ 0.50% · 4.625%
HK$38,111
+HK$1,908/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$72,406/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$507,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,049
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$38,202
−HK$1,171/mo
Today · 4.125%
HK$39,373
baseline
▲ 0.50% · 4.625%
HK$41,768
+HK$2,395/mo
Deposit HK$5.42M · loan HK$8.12M · min. income ≈ HK$78,746/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,217
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$42,322
−HK$1,122/mo
Today · 4.125%
HK$43,444
baseline
▲ 0.50% · 4.625%
HK$45,734
+HK$2,290/mo
Deposit HK$5.42M · loan HK$8.12M · min. income ≈ HK$86,888/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,224
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$44,569
−HK$1,366/mo
Today · 4.125%
HK$45,935
baseline
▲ 0.50% · 4.625%
HK$48,730
+HK$2,795/mo
Deposit HK$4.06M · loan HK$9.48M · min. income ≈ HK$91,870/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,086
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$49,376
−HK$1,308/mo
Today · 4.125%
HK$50,684
baseline
▲ 0.50% · 4.625%
HK$53,356
+HK$2,672/mo
Deposit HK$4.06M · loan HK$9.48M · min. income ≈ HK$101,368/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,574
−HK$3,485/mo
▼ 0.25% · 3.875%
HK$57,302
−HK$1,757/mo
Today · 4.125%
HK$59,059
baseline
▲ 0.50% · 4.625%
HK$62,652
+HK$3,593/mo
Deposit HK$1.35M · loan HK$12.19M · min. income ≈ HK$118,118/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,825
−HK$3,341/mo
▼ 0.25% · 3.875%
HK$63,483
−HK$1,683/mo
Today · 4.125%
HK$65,166
baseline
▲ 0.50% · 4.625%
HK$68,600
+HK$3,434/mo
Deposit HK$1.35M · loan HK$12.19M · min. income ≈ HK$130,332/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,745 · Scale 2, in force from 26 Feb 2026)