LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,876
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$31,837
−HK$975/mo
Today · 4.125%
HK$32,812
baseline
▲ 0.50% · 4.625%
HK$34,809
+HK$1,997/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$65,624/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$507,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,350
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$35,271
−HK$934/mo
Today · 4.125%
HK$36,205
baseline
▲ 0.50% · 4.625%
HK$38,114
+HK$1,909/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$72,410/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$507,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,051
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$38,204
−HK$1,171/mo
Today · 4.125%
HK$39,375
baseline
▲ 0.50% · 4.625%
HK$41,771
+HK$2,396/mo
Deposit HK$5.42M · loan HK$8.12M · min. income ≈ HK$78,750/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,219
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$42,325
−HK$1,121/mo
Today · 4.125%
HK$43,446
baseline
▲ 0.50% · 4.625%
HK$45,736
+HK$2,290/mo
Deposit HK$5.42M · loan HK$8.12M · min. income ≈ HK$86,892/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,227
−HK$2,710/mo
▼ 0.25% · 3.875%
HK$44,571
−HK$1,366/mo
Today · 4.125%
HK$45,937
baseline
▲ 0.50% · 4.625%
HK$48,733
+HK$2,796/mo
Deposit HK$4.06M · loan HK$9.48M · min. income ≈ HK$91,874/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,089
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$49,379
−HK$1,308/mo
Today · 4.125%
HK$50,687
baseline
▲ 0.50% · 4.625%
HK$53,359
+HK$2,672/mo
Deposit HK$4.06M · loan HK$9.48M · min. income ≈ HK$101,374/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,577
−HK$3,485/mo
▼ 0.25% · 3.875%
HK$57,306
−HK$1,756/mo
Today · 4.125%
HK$59,062
baseline
▲ 0.50% · 4.625%
HK$62,656
+HK$3,594/mo
Deposit HK$1.35M · loan HK$12.19M · min. income ≈ HK$118,124/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,829
−HK$3,341/mo
▼ 0.25% · 3.875%
HK$63,487
−HK$1,683/mo
Today · 4.125%
HK$65,170
baseline
▲ 0.50% · 4.625%
HK$68,605
+HK$3,435/mo
Deposit HK$1.35M · loan HK$12.19M · min. income ≈ HK$130,340/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,776 · Scale 2, in force from 26 Feb 2026)