LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,877
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$31,837
−HK$976/mo
Today · 4.125%
HK$32,813
baseline
▲ 0.50% · 4.625%
HK$34,810
+HK$1,997/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$65,626/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$507,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,350
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$35,272
−HK$934/mo
Today · 4.125%
HK$36,206
baseline
▲ 0.50% · 4.625%
HK$38,115
+HK$1,909/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$72,412/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$507,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,052
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$38,205
−HK$1,171/mo
Today · 4.125%
HK$39,376
baseline
▲ 0.50% · 4.625%
HK$41,772
+HK$2,396/mo
Deposit HK$5.42M · loan HK$8.12M · min. income ≈ HK$78,752/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,220
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$42,326
−HK$1,121/mo
Today · 4.125%
HK$43,447
baseline
▲ 0.50% · 4.625%
HK$45,737
+HK$2,290/mo
Deposit HK$5.42M · loan HK$8.12M · min. income ≈ HK$86,894/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,228
−HK$2,710/mo
▼ 0.25% · 3.875%
HK$44,572
−HK$1,366/mo
Today · 4.125%
HK$45,938
baseline
▲ 0.50% · 4.625%
HK$48,734
+HK$2,796/mo
Deposit HK$4.06M · loan HK$9.48M · min. income ≈ HK$91,876/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,090
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$49,380
−HK$1,309/mo
Today · 4.125%
HK$50,689
baseline
▲ 0.50% · 4.625%
HK$53,360
+HK$2,671/mo
Deposit HK$4.06M · loan HK$9.48M · min. income ≈ HK$101,378/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,578
−HK$3,486/mo
▼ 0.25% · 3.875%
HK$57,307
−HK$1,757/mo
Today · 4.125%
HK$59,064
baseline
▲ 0.50% · 4.625%
HK$62,658
+HK$3,594/mo
Deposit HK$1.35M · loan HK$12.19M · min. income ≈ HK$118,128/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,830
−HK$3,341/mo
▼ 0.25% · 3.875%
HK$63,489
−HK$1,682/mo
Today · 4.125%
HK$65,171
baseline
▲ 0.50% · 4.625%
HK$68,606
+HK$3,435/mo
Deposit HK$1.35M · loan HK$12.19M · min. income ≈ HK$130,342/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,787 · Scale 2, in force from 26 Feb 2026)