LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,878
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$31,838
−HK$976/mo
Today · 4.125%
HK$32,814
baseline
▲ 0.50% · 4.625%
HK$34,811
+HK$1,997/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$65,628/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$507,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,351
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$35,272
−HK$935/mo
Today · 4.125%
HK$36,207
baseline
▲ 0.50% · 4.625%
HK$38,115
+HK$1,908/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$72,414/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$507,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,053
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$38,206
−HK$1,171/mo
Today · 4.125%
HK$39,377
baseline
▲ 0.50% · 4.625%
HK$41,773
+HK$2,396/mo
Deposit HK$5.42M · loan HK$8.12M · min. income ≈ HK$78,754/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,221
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$42,327
−HK$1,121/mo
Today · 4.125%
HK$43,448
baseline
▲ 0.50% · 4.625%
HK$45,738
+HK$2,290/mo
Deposit HK$5.42M · loan HK$8.12M · min. income ≈ HK$86,896/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,229
−HK$2,710/mo
▼ 0.25% · 3.875%
HK$44,573
−HK$1,366/mo
Today · 4.125%
HK$45,939
baseline
▲ 0.50% · 4.625%
HK$48,735
+HK$2,796/mo
Deposit HK$4.06M · loan HK$9.48M · min. income ≈ HK$91,878/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,091
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$49,381
−HK$1,309/mo
Today · 4.125%
HK$50,690
baseline
▲ 0.50% · 4.625%
HK$53,362
+HK$2,672/mo
Deposit HK$4.06M · loan HK$9.48M · min. income ≈ HK$101,380/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,580
−HK$3,485/mo
▼ 0.25% · 3.875%
HK$57,309
−HK$1,756/mo
Today · 4.125%
HK$59,065
baseline
▲ 0.50% · 4.625%
HK$62,659
+HK$3,594/mo
Deposit HK$1.35M · loan HK$12.19M · min. income ≈ HK$118,130/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,832
−HK$3,340/mo
▼ 0.25% · 3.875%
HK$63,490
−HK$1,682/mo
Today · 4.125%
HK$65,172
baseline
▲ 0.50% · 4.625%
HK$68,608
+HK$3,436/mo
Deposit HK$1.35M · loan HK$12.19M · min. income ≈ HK$130,344/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,799 · Scale 2, in force from 26 Feb 2026)