LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,878
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$31,838
−HK$976/mo
Today · 4.125%
HK$32,814
baseline
▲ 0.50% · 4.625%
HK$34,811
+HK$1,997/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$65,628/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$507,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,351
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$35,273
−HK$934/mo
Today · 4.125%
HK$36,207
baseline
▲ 0.50% · 4.625%
HK$38,116
+HK$1,909/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$72,414/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$507,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,053
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$38,206
−HK$1,171/mo
Today · 4.125%
HK$39,377
baseline
▲ 0.50% · 4.625%
HK$41,773
+HK$2,396/mo
Deposit HK$5.42M · loan HK$8.12M · min. income ≈ HK$78,754/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,221
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$42,327
−HK$1,122/mo
Today · 4.125%
HK$43,449
baseline
▲ 0.50% · 4.625%
HK$45,739
+HK$2,290/mo
Deposit HK$5.42M · loan HK$8.12M · min. income ≈ HK$86,898/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,229
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$44,574
−HK$1,366/mo
Today · 4.125%
HK$45,940
baseline
▲ 0.50% · 4.625%
HK$48,735
+HK$2,795/mo
Deposit HK$4.06M · loan HK$9.48M · min. income ≈ HK$91,880/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,092
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$49,382
−HK$1,308/mo
Today · 4.125%
HK$50,690
baseline
▲ 0.50% · 4.625%
HK$53,362
+HK$2,672/mo
Deposit HK$4.06M · loan HK$9.48M · min. income ≈ HK$101,380/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,580
−HK$3,485/mo
▼ 0.25% · 3.875%
HK$57,309
−HK$1,756/mo
Today · 4.125%
HK$59,065
baseline
▲ 0.50% · 4.625%
HK$62,659
+HK$3,594/mo
Deposit HK$1.35M · loan HK$12.19M · min. income ≈ HK$118,130/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,832
−HK$3,341/mo
▼ 0.25% · 3.875%
HK$63,491
−HK$1,682/mo
Today · 4.125%
HK$65,173
baseline
▲ 0.50% · 4.625%
HK$68,608
+HK$3,435/mo
Deposit HK$1.35M · loan HK$12.19M · min. income ≈ HK$130,346/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,802 · Scale 2, in force from 26 Feb 2026)